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gov FHA Loans

  • Two minute form, no credit check.
  • Receive up to four competitive rate offers.
  • Government backed mortgages.
  • Loan limits of up to $729k.
  • Excellent for first time home buyers.
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Compare FHA Loan Rates in New York!


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New York FHA Loans

FHA loan is a loan insured by the Federal Housing Administration and may be issued by federally qualified lenders. FHA loans historically allowed lower income Americans to borrow money for the purchase of a home that they would not otherwise be able to afford. These loan programs however have become a lot more mainstream and popoular after the subprime mortgage crisis. Check the table below for the loan limits in different counties.

chart_bar FHA Loan Limits in New York: 50 Result(s) Found
County NameOne-FamilyTwo-FamilyThree-FamilyFour-Family
ALBANY $312,500 $400,050 $483,550 $600,950
ALLEGANY $271,050 $347,000 $419,400 $521,250
BRONX $729,750 $934,200 $1,129,250 $1,403,400
BROOME $271,050 $347,000 $419,400 $521,250
CATTARAUGUS $271,050 $347,000 $419,400 $521,250
CAYUGA $271,050 $347,000 $419,400 $521,250
CHAUTAUQUA $271,050 $347,000 $419,400 $521,250
CHEMUNG $271,050 $347,000 $419,400 $521,250
CHENANGO $271,050 $347,000 $419,400 $521,250
CLINTON $271,050 $347,000 $419,400 $521,250
COLUMBIA $276,250 $353,650 $427,450 $531,250
CORTLAND $271,050 $347,000 $419,400 $521,250
DELAWARE $271,050 $347,000 $419,400 $521,250
DUTCHESS $443,750 $568,050 $686,650 $853,350
ERIE $276,250 $353,650 $427,450 $531,250
ESSEX $271,050 $347,000 $419,400 $521,250
FRANKLIN $271,050 $347,000 $419,400 $521,250
FULTON $271,050 $347,000 $419,400 $521,250
GENESEE $271,050 $347,000 $419,400 $521,250
GREENE $271,050 $347,000 $419,400 $521,250
HAMILTON $271,050 $347,000 $419,400 $521,250
HERKIMER $271,050 $347,000 $419,400 $521,250
JEFFERSON $271,050 $347,000 $419,400 $521,250
KINGS $729,750 $934,200 $1,129,250 $1,403,400
LEWIS $271,050 $347,000 $419,400 $521,250
LIVINGSTON $271,050 $347,000 $419,400 $521,250
MADISON $281,250 $360,050 $435,200 $540,850
MONROE $271,050 $347,000 $419,400 $521,250
MONTGOMERY $271,050 $347,000 $419,400 $521,250
NASSAU $729,750 $934,200 $1,129,250 $1,403,400
NEW YORK $729,750 $934,200 $1,129,250 $1,403,400
NIAGARA $276,250 $353,650 $427,450 $531,250
ONEIDA $271,050 $347,000 $419,400 $521,250
ONONDAGA $281,250 $360,050 $435,200 $540,850
ONTARIO $271,050 $347,000 $419,400 $521,250
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