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FHA Mortgage Rates

Updated: September 01, 2014

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Displaying rates for Mortgage Refinance in VA for $200,000

4.329%

APR
30 Year Fixed
4.125% Rate $969/mo
  • Updated September 01, 2014
  • We close our loans FAST - many in 30 days or less!
  • Rates are still historically low! Lock in a low rate and payment today.
  • Why pay more for your home than you have to? Check out rates now.

3.600%

APR
30 Year Fixed
3.375% Rate $884/mo
  • Updated September 01, 2014
  • From the lender: Skip the salesman. Keep the commission! View and lock your rate online.
PRODUCTS RATES +/-
30 Year Fixed 4.14%
15 Year Fixed 3.38%
5/1 ARM 3.42%
Monday, September 01, 2014

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FHA Mortgage Rates and Loan Limits

FHA mortgages are home loans insured by the Federal Housing Administration (FHA). These loans provide an opportunity for borrowers with poor credit and low income to acquire the funds necessary for purchasing a home. However, borrowers with decent or high credit scores can also benefit from FHA loans by taking advantage of the low down payment requirement and some of the lowest mortgage rates available. In terms of loan limits, the Federal Housing Administration sets its maximum loan amount relative to home prices in the area. As a result, FHA loan limits can range from $271,000 in areas with lower value homes to a maximum of $625,500 in areas with exceptionally high value.

If you are considering an FHA mortgage, remember to give yourself time to compare rates between lenders; small variations in interest rates can cost or save you thousands in the overall cost of the loan, so it’s always worth the time to shop around. To find just the right lender to suit your circumstances, visit our Lender411 Find a Lender page where you can conveniently locate all lenders in your region and begin shopping for the best rates.

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