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FHA Mortgage Rates

Updated: July 24, 2014

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Displaying rates for Mortgage Refinance in NJ for $200,000

4.181%

APR
30 Year Fixed
4.125% Rate $969/mo
  • Updated July 24, 2014
  • Find a mortgage right for you.
  • Enjoy a convenient loan process
  • Low rates. Learn more now.

4.202%

APR
30 Year Fixed
4.000% Rate $955/mo
  • Updated July 24, 2014
  • Direct Mortgage Lender
  • Billions Funded
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3.916%

APR
30 Year Fixed
3.750% Rate $926/mo
  • Updated July 24, 2014
  • Learn how we transformed home lending into an enjoyable experience.
  • We changed the process to make it better, faster and easier for you.
  • You're updated every step of the way. No surprises.

4.202%

APR
30 Year Fixed
4.000% Rate $955/mo
  • Updated July 24, 2014
  • Saving just makes sense. Get $1000 Off Closing Costs.
  • Get a customized quote in minutes.
  • Free 60-day rate lock and no application fee

4.095%

APR
30 Year Fixed
3.875% Rate $940/mo
  • Updated July 24, 2014
  • Competitive rates and no hidden fees
  • One dedicated mortgage banker from first call to closing
  • Simple, straightforward process

3.732%

APR
30 Year Fixed
3.500% Rate $898/mo
  • From the lender: Garden State Home Loans, Inc. is an industry customer service leader!

4.177%

APR
30 Year Fixed
4.125% Rate $969/mo
  • Updated July 24, 2014
  • From the lender: Trust your home financing to a company that puts your needs first.

4.041%

APR
30 Year Fixed
4.000% Rate $954/mo
  • Updated July 24, 2014
  • From the lender: A+ RATING WITH BBB. LOCAL NJ LENDER. WHOLESALE RATES
PRODUCTS RATES +/-
30 Year Fixed 3.92%
15 Year Fixed 2.88%
5/1 ARM 2.65%
Thursday, July 24, 2014

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FHA Mortgage Rates and Loan Limits

FHA mortgages are home loans insured by the Federal Housing Administration (FHA). These loans provide an opportunity for borrowers with poor credit and low income to acquire the funds necessary for purchasing a home. However, borrowers with decent or high credit scores can also benefit from FHA loans by taking advantage of the low down payment requirement and some of the lowest mortgage rates available. In terms of loan limits, the Federal Housing Administration sets its maximum loan amount relative to home prices in the area. As a result, FHA loan limits can range from $271,000 in areas with lower value homes to a maximum of $625,500 in areas with exceptionally high value.

If you are considering an FHA mortgage, remember to give yourself time to compare rates between lenders; small variations in interest rates can cost or save you thousands in the overall cost of the loan, so it’s always worth the time to shop around. To find just the right lender to suit your circumstances, visit our Lender411 Find a Lender page where you can conveniently locate all lenders in your region and begin shopping for the best rates.

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