Mortgage rates for California on Lender411 for 30-year fixed-rate mortgages are at 4.39%. That dropped from 4.39% to 4.39%. The 15-year fixed rates are now at 3.58%. The 5/1 ARM mortgage for California is now at 4.08%.
An FHA mortgage loan is a home loan insured by the Federal Housing Administration, acquired through FHA-approved lenders. When buying a home in California, FHA loans can provide you with the funds you need with minimal qualification.
Originally created to make home loans more accessible, FHA mortgages have low credit requirements, low down payment options, and some of the best mortgage rates available. Loan limits for FHA mortgages are determined by local housing prices and differ by county in California. When deciding on a mortgage, remember to practice patience and persistence. Always set aside time to compare rates and lenders, rather than accepting the first offer presented. For more information, check out our main page on FHA mortgage rates.
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