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user_6390
NMLS: 40586
Contact Info

Bert Carpenter

Nova Home Loans

T: (888) 889-9950
P: (480) 889-9000
F: (480) 889-9001
3075 W. Ray Road
Suite 501
Chandler, AZ 85226

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Over 35 years in Financial Services provides me the background to ensure that all of your mortgage needs are met. Fifteen years as a branch manager for one of the most respected customer focused banks ensures that you get the service you need, want and deserve.

If your bank makes you feel like just another number, then consider this...

...with me, YOU are number ONE!

Unlike many other Loan Officers who see lending as a second career, I chose lending in 1976. From Real Estate Construction to Commercial Property Loans, I have done it all, but I chose to specialize in helping consumers with their mortgage needs in 1998. Having generated over $250 Million in Residential Mortgage Loans since then, it is easy to see what experience can do for you.

Now is the time for you to control your destiny.

You can choose Experience... Professionalism... or Customer Service.

...Or you can choose Bert and get all three.

Bert is Licensed and a Certified Residential Mortgage Specialist, and is proud to be Arizona's first recipient of the coveted Lending Integrity Seal of Distinction, awarded by the National Association of Mortgage Professionals.

Put some integrity to work for you... Call Bert today.

> > > > 888-889-9950 < < < < OR Visit my WebSite Here => LoansA2z.com

Bert's NMLS #40586 ~ AZLO 0911876
Nova's NMLS # 3037 ~ AZBK 0902429


Contributions to Lender411
Blogs
Foreclosure: Harassed by Collectors? 19 days ago
Mortgage Trends: Home Inspections Apr 2nd 2012
Foreclosure: Top 10 Short Sale Advantages Mar 23rd 2012
Credit: Credit Issues and FHA Mar 7th 2012
FHA Loans: FHA Updates Mar 7th 2012
more...
Answered Questions
Lender411.com: First time home buyer with W-2 question 5 days ago
Lender411.com: How can I refinance a pick a pay loan on a Wells Fargo re… 5 days ago
Lender411.com: Will my credit score drop if I pay off the loan early? 5 days ago
Lender411.com: Home equity loan on a house with no mortage? 12 days ago
Lender411.com: Reverse Mortgage Question 12 days ago
more...
Contacted consumers with following loan scenarios
Arizona, Home Refinance, Excellent Credit, Amount: $87,500, LTV 25% 22 days ago
Arizona, Home Refinance, Good Credit, Amount: $90,000, LTV 34% Mar 13th 2012
Arizona, Home Purchase, Good Credit, Amount: $142,500, LTV 98% Jan 3rd 2012
Arizona, Home Purchase, Good Credit, Amount: $140,000, LTV 93% Sep 14th 2011
Arizona, Home Purchase, Good Credit, Amount: $130,000, LTV 87% Jul 30th 2011
Excellent commentator
Prompt responses with insightful well thought out answers!
By eastco_459_257 on April 27, 2012
Couldn't be happier!
Bert is an outstanding loan officer. Not only is he professional, he offers great customer service, interpersonal skills and follow through on what he says. He went above and beyond what was required to help us secure our loan and help us make our dreams of homeownership come true. He answered all of our calls promptly, and never got annoyed when we would sometimes call several times a day. He is a well of knowledge, and was able to answer all our questions, and if he did not know the answer he made sure to look it up, to give us accurate information.Bert is someone that we will highly recommend to anyone who is looking for a loan to get a home!
By hill_o_432_551 on February 10, 2012
By smartipants456 on November 6, 2011
The best ever!
I had the pleasure of working with Bert on my new home purchase. He was awesome! Very professional and very attentive! He made himself available day or night for any questions my husband and I had. He stuck with us trying to get our credit where it needed to be and after some time and hard work we got approved. Then once we found our house he was great and getting it closed fast! He was so helpful and made the entire process as easy as it could be for a first time home buyer! I will recommend him to all my family and friends! Thanks Bert!
By megan._298_700 on September 29, 2011
Harassed by Collectors?
by Bert Carpenter
May 04, 2012
How to Stop Collection Attempts When You Are Protected by Arizona's Anti-Deficiency Statute Disclaimer: The information contained in this blog post is specific to Arizona, and should NOT be construed as legal advice. If...
read more...
Home Inspections
by Bert Carpenter
Apr 02, 2012
I'm always amazed how cheap some people can be. Seriously. Say you're thinking about buying a car. You head on down to the local dealership, wander the lot until you see something that piques your interest. So what...
read more...
Top 10 Short Sale Advantages
by Bert Carpenter
Mar 23, 2012
lthough I am a mortgage Lender, and hate to see anyone lose their home, there are times when it becomes clear that the homeowner must choose between a foreclosure and a short sale. Here are 10 advantages of doing a short...
read more...
Credit Issues and FHA
by Bert Carpenter
Mar 07, 2012
Just as we thought lending couldn't get any tougher, it did! FHA just announced major changes in credit requirements for new borrowers. The changes were announced in FHA Mortgagee letter 2012-3. Disputed accounts...
read more...
FHA Updates
by Bert Carpenter
Mar 07, 2012
Just as we thought lending couldn't get any tougher, it did! FHA just announced major changes in credit requirements for new borrowers. The changes were announced in FHA Mortgagee letter 2012-3. Disputed accounts...
read more...
Don't Borrow Where You Bank
by Bert Carpenter
Feb 14, 2012
Do you like your bank? If you are like most Americans, you probably feel like you've developed a relationship with them, that they know you. In fact, you probably think that they actually care about this relationship...
read more...
Bank Settlement
by Bert Carpenter
Feb 10, 2012
So its official, 49 states have agreed to a $25 Billion plus settlement with the five biggest Banks. The result of a 16 month investigation by the Justice Department and the States Attorney Generals from at least 15 states....
read more...
Seller Won't Entertain FHA Offers
by Bert Carpenter
Jan 27, 2012
One of the trends we are beginning to see more and more of is a seller listing a home for sale, and specifying cash or conventional financing only. You, on the other hand are approved for and want to purchase using FHA or VA...
read more...
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For the first time in a long time I have complete trust and confidence in a loan officer. Your handling of my client and their loan was fantastic and left my client feeling like we, Bert and I were the "A-Team" in getting the job done for them.

- Jan M.
  Realtor

 

I was deeply concerned. After two and a half weeks and a "NO!"from your competitor I was convinced the deal was dead. I was ready to cancel the contract and go with a back-up offer. Against my better judgement, you convinced me to give you a shot. I must say, I am really impressed. You said you could do it and still meet my close date and you did. I still don't know how you did it, but I am glad I gave you the chance ~ Thanks.

- Pam R.
  Realtor

Thank you very much for all your help. Your knowledge and efficiency made the purchase of our home a real joy. I now know why Dennis recommended you. Thanks again.

- Peter S.
  Customer

We have Recorded !! A huge Thank You to everyone for all your hard work. I have to say this is the smoothest deal I have had all month and that attributes to everyone working together. Of course we couldn't do it with out Nova as a lender because they are always on top of their game!!

- Gina H.
  Escrow Officer
 

We want to send you a special thanks for the excellent experience we enjoyed as you guided us through the process. It is such a special happening when one deals with a fine professional of such high integrity. Thanks for all you have done.

- Ronald & Sharon M.
  Customer

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