Brian Mayer

Advocate

As your loan officer my role is to help you put your best foot forward to the underwriter. The underwriter's job on the other hand is to make sure you never default on your payment. Often times people do not meet every criteria or guideline as they are written but that does not mean you cant get the loan, it just means that we need to further explain why you still deserve it.

Referrals

I do not work at a bank or a credit union, I don't buy internet leads, and other than this website, my business is based on referrals from my clients and local Realtors. Because I only get paid if we close a loan, its in my best interest to work on your behalf and to make sure every effort is made to get your loan closed. This is a somewhat different structure than some loan officers who are paid a salary to take applications and submit them to the bank. If your situation is outside the guidelines, why should they go out of their way to get you into your new home?

Conclusion

At the end of the day, my goal is for you to be so happy that you will go out of your way to tell everyone you know who is looking for a mortgage that they must use me because I am that good! I look forward to helping you accomplish your goal of home ownership.

Contributions to Lender411

Blogs Loan Programs: 6 Ways To Pay NO Closing Costs On A USDA Loan Apr 19th 2012 FHA Loans: New FHA Mortgage Insurance April 2012 Mar 26th 2012 Home Purchase: USDA Loan After A Short Sale Jan 2nd 2012 Bad Credit: USDA Loan After Bankruptcy Dec 28th 2011 Loan Programs: USDA Refinance Mortgage Insurance Changes Dec 26th 2011 more... Answered Questions Lender411.com: Can I refinance a underwater Freddie Mac Loan with LPMI u… Mar 28th 2012 Lender411.com: What is PMI and what options are there to deal with it? Dec 8th 2011 more... Contacted consumers with following loan scenarios Virginia, Home Refinance, Excellent Credit, Amount: $195,000, LTV 78% Apr 11th 2012 Virginia, Home Refinance, Excellent Credit, Amount: $197,500, LTV 86% Feb 13th 2012 Virginia, Home Refinance, Excellent Credit, Amount: $715,000, LTV 75% Dec 16th 2011 Virginia, Home Refinance, Excellent Credit, Amount: $252,500, LTV 65% Oct 29th 2011