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NMLS: 239112
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Bruce Murphy

Merit Financial Services

T: (414) 765-0300
F: (414) 765-0371
759 N Milwaukee St. #205
Milwaukee, WI 53202

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About Us


Putting Customers First
We pride ourselves on providing superior customer service and creating satisfied customers. We work hard to satisfy the mortgage needs and exceed the expectations of our customers.

Lower Mortgage Costs Through Cutting-edge Mortgage Origination Technology
Our customers save money and close their loans quickly because we employ the most advanced mortgage technology available. In a rush? We welcome you to try our mortgage calculators! The Internet, advanced mortgage processing software, and automated mortgage underwriting systems are coordinated to speed the mortgage process and deliver the best rate and terms.

Highest Quality Mortgage Services
From mortgage processing and underwriting, to loan closing and funding, our expert mortgage staff will efficiently expedite your entire transaction. We'll keep you informed every step of the way. We're committed to building rewarding, long-term customer relationships. With that in mind, you'll receive the highest quality mortgage services.

Meeting Every Challenge
We rapidly respond to new opportunities made available in today's dynamic mortgage markets. As a result, the requirements of our mortgage customers are consistently met through mortgage underwriting flexibility and delivery of unique mortgage programs. We often identify niche mortgage programs that are essential to satisfying individual mortgage customer needs.


Contributions to Lender411
Blogs
Real Estate: OK. You Win. Stop Listening to Real Estate Agents! Apr 5th 2011
Mortgage Trends: Interest Rate Trends 3-21-2011 Mar 21st 2011
Mortgage Trends: Mortgage Changes Coming Mar 17th 2011
Mortgage Trends: Home Ownership Mar 8th 2011
Mortgage Trends: MMG Weekly 2-28-2011 Feb 28th 2011
more...
Contacted consumers with following loan scenarios
Wisconsin, Home Purchase, Good Credit, Amount: $142,500, LTV 92% 2 days ago
Wisconsin, Home Purchase, Good Credit, Amount: $142,500, LTV 77% Apr 23rd 2012
Wisconsin, Home Purchase, Good Credit, Amount: $207,500, LTV 99% Feb 27th 2012
Wisconsin, Home Purchase, Good Credit, Amount: $102,500, LTV 98% Jan 30th 2012
Wisconsin, Home Purchase, Good Credit, Amount: $102,500, LTV 98% Jan 10th 2012
OK. You Win. Stop Listening to Real Estate Agents!
by Bruce Murphy
Apr 05, 2011
Each day we attempt to give truthful insight on the current housing market. If we report what is perceived as negative news, some in the real estate community come down on us hard. However, when we explain that we think now...
read more...
Interest Rate Trends 3-21-2011
by Bruce Murphy
Mar 21, 2011
Last Week in Review "It's a small world after all..." That notion was especially evident last week, with both the news in Japan and the Middle East impacting our markets. Here's what happened, and what the impact...
read more...
Mortgage Changes Coming
by Bruce Murphy
Mar 17, 2011
Killing An Elephant With A Bazookaby Dean Hartman on March 17, 2011 ? There's an old saying that talks about "killing a flea with an elephant gun". I think that may somewhat trivialize the issue at hand and I don't...
read more...
Home Ownership
by Bruce Murphy
Mar 08, 2011
Homeownership: What Americans Thinkby The KCM Crew on March 8, 2011 There is a growing number of people debating whether the government should continue its level of support for homeownership. Mortgage assistance is being...
read more...
MMG Weekly 2-28-2011
by Bruce Murphy
Feb 28, 2011
"Fear comes from uncertainty," wrote the poet William Congreve. Last week, however, the markets were moved by fear and by uncertainty that were unrelated. On the one hand, unrest in the Middle East drove up Oil prices and...
read more...
MERS 101
by Bruce Murphy
Feb 24, 2011
MERS: A MESS We Should Know Aboutby The KCM Crew on February 23, 2011 The greatest hurdle standing in the way of a complete housing recovery is the backlog of distressed properties that must be liquidated. The banks must...
read more...
Mortgage Market Weekly 2-21-2011
by Bruce Murphy
Feb 21, 2011
For the week of Feb 21, 2011 ...
read more...
Where Are Mortgage Costs Headed?
by Bruce Murphy
Feb 16, 2011
Where Are Mortgage Costs Headed?by The KCM Crew on February 16, 2011 We have received many questions regarding the government's plans for limiting federal support of the mortgage process. We realize that there is much...
read more...
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