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NMLS: 146561
Contact Info

CRAIG KAM

National Fidelity Mortgage Corporation

T: (888) 731-2636 x111
M: (866) 748-5136
F: (240) 220-0683
3716 COURT PL
Ellicott City, MD 21043

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About National Fidelity Mortgage and myself:


I have a 20 year career in the mortgage industry as a Loan Officer and Branch Manager. I have helped many homeowners realize the dream of home ownership. Most people will buy or refinance one or two homes in their life and the importance of surrounding yourself with knowledgeable and experienced people is how to insure an easy process with successful results.


We make the home financing decision simple. With the right combination of experience and knowledge, personal attentiveness and integrity I help you reach your goals and remove the bumps along the way. I work hard to earn your trust and respect. You'll find we stand head and shoulders above the rest. NFM is a premium lender dedicated to providing the right home loans for its customers. With many program choices including Conventional, Jumbo, FHA, VA, and USDA, we have the tools at our disposal to address your particular needs.


Also, being a local lender helps us understand the Maryland, Virginia and DC local lending programs specifically. This with our network of contacts from the top realtors , settlement companies, home inspectors, termite companies and many of the other services you will need to complete your transaction, will help you get the right results from those quality companies that have been tested many times for service and price.


I appreciate you considering National Fidelity Mortgage; we will do everything we can to earn your business. Contact us we are here to guide you along the way.

Branch Manager
Craig Kam


Contributions to Lender411
Blogs
Refinance: RATES 2-25-2012 Feb 25th 2012
Real Estate: Getting ready to buy a home Feb 18th 2012
Refinance: Rates 2-17-2012 Feb 16th 2012
Refinance: crazy rates Aug 21st 2011
First Time Buyers: Purchase Aug 19th 2011
more...
Answered Questions
Lender411.com: Should I refinance or pay off my home early? Feb 23rd 2012
Lender411.com: I'm looking at my options to refinance our 2.5 year old 3… Feb 15th 2012
Lender411.com: I want to refi, I have a current appraisal of $915K. what… Aug 9th 2011
Lender411.com: refi options for condo/investment property? Jul 29th 2011
Refinance: What is the highest Loan to Value for REFI these ddays? Jun 2nd 2011
more...
Contacted consumers with following loan scenarios
Maryland, Home Refinance, Excellent Credit, Amount: $210,000, LTV 51% 8 hours ago
Maryland, Home Purchase, Good Credit, Amount: $162,500, LTV 98% 2 days ago
Maryland, Home Refinance, Excellent Credit, Amount: $255,000, LTV 72% 2 days ago
Maryland, Home Refinance, Excellent Credit, Amount: $405,000, LTV 62% 7 days ago
Maryland, Home Purchase, Excellent Credit, Amount: $177,500, LTV 96% 13 days ago
RATES 2-25-2012
by CRAIG KAM
Feb 25, 2012
The Homes.org weekly mortgage rate report shows that interest rates fell this week, which wasn't what many analysts were expecting. The decrease of four basis points brings mortgage rates down to new record lows....
read more...
Getting ready to buy a home
by CRAIG KAM
Feb 18, 2012
The home-buying process can be less mysterious and less stressful if you're familiar with the process. Here are some tips to help you get through everything ?Obtain a solid pre-qualification letter from a reputable...
read more...
Rates 2-17-2012
by CRAIG KAM
Feb 16, 2012
Mortgage rates remained unchanged for the second consecutive week, holding steady this week at an all-time low of 3.87 percent for the average 30-year fixed rate, according to the latest Freddie Mac Mortgage Market survey...
read more...
crazy rates
by CRAIG KAM
Aug 21, 2011
Craig KamIn the last few weeks I have had people I have not talked to in years call me about mortgage rates. Right now 30 year fixed rates are in the low 4's and 15 year fixed the low 3's. I have been doing loans...
read more...
Purchase
by CRAIG KAM
Aug 19, 2011
Are you a first time Home Buyer?Through a State of Maryland program you can receive$5000-$10,000. Money can be used for down payment, or closing costs. Program facts30 year fixed mortgage4.5% First Mortgage Rate (apr...
read more...
lowest rates
by CRAIG KAM
Aug 09, 2011
Our rates are crazy 3.375 on a 15 year
No money down
by CRAIG KAM
Jul 30, 2011
Did you know in Maryland if you are a first time home buyer, the state will give you a no interest loan that can be used for your down payment. Craig Kam
Time to Refi your FHA and VA loans
by CRAIG KAM
Jul 30, 2011
If you currently have a FHA or VA loan Allied can do a reduced doc loan. That means no income documents and no appraisal this is great program for you.Craig Kam
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