Cindy MacDonell

Bay Equity Home Loans was founded at a time when the recession was forcing hundreds of lenders, burdened by the legacy loans, to exit the industry. With no legacy issues, Bay Equity is built on a firm foundation of the highest professional standards. We value and build lasting relationsships.

Contributions to Lender411

Answered Questions Lender411.com: 30 year or 15 year refi Feb 13th 2012 Lender411.com: When to apply for a VA loan Jan 27th 2012 Lender411.com: What are requirements for HARP 2? Jan 25th 2012 Lender411.com: Can I consolidate 2 mortgages into 1? Jan 12th 2012 Lender411.com: Is this interest rate too high for an 800 FICO? Aug 4th 2011 more... Contacted consumers with following loan scenarios California, Home Purchase, Excellent Credit, Amount: $685,000, LTV 85% Jan 23rd 2012 California, Home Purchase, Good Credit, Amount: $120,000, LTV 80% Jul 23rd 2011 California, Home Refinance, Excellent Credit, Amount: $230,000, LTV 58% May 16th 2011 California, Home Purchase, Excellent Credit, Amount: $709,999, LTV 99% Mar 31st 2011 California, Home Purchase, Good Credit, Amount: $244,999, LTV 99% Jan 3rd 2011