Welcome to 1st Rate Mortgage and Clark Harvey's Lender411 Page

Are you looking for professional financial services? 1st Rate Mortgage finds the professional and uncomplicated solution that suits your concerns. We use the latest in technology and still are able to keep our personal touch when we work with our clients.

Faster Loan Process. No Surprises.

1st Rate Mortgage is a DBA of Pinnacle Capital Mortgage Corporation a mortgage bank - more than just a broker. We are able to ensure an accurate and faster closing process because each step occurs in-house - processing, underwriting, closing, funding, and shipping. And, because we control the entire process, there are no surprises at closing.

Experience the Future of Mortgage Banking

We don't simply offer some of the most competitive rates in the mortgage industry, 1st Rate Mortgage empowers borrowers with leading technology for a hassle-free experience. Most importantly, each feature is backed by around the clock attention to your loan, like 24/7 a secure online application.

We are Industry Leaders

1st Rate Mortgage has direct endorsement authority from Fannie Mae and FHA,offering a wide range of lending programs to meet every borrower's needs.

Relationship Lending

At 1st Rate Mortgage, our clients are not just another transaction. We strive to satisfy each customer so completely that they will tell their friends and family members about how much they enjoyed working with us. In fact, a high percentage of our business comes from customer referrals.

While we use the power of technology and the Internet to benefit clients like you, we are not a faceless web-based company. Each transaction has a dedicated mortgage banker assigned that will be in touch with you throughout the loan process. So you are assured of getting a premier level of service from an industry expert.

Let's Get Started!!!

Contributions to Lender411

Answered Questions Lender411.com: Great Income poor/fair credit are there any options for me. Oct 11th 2011 Lender411.com: I'm 42, can I get a reverse mortgage? Oct 12th 2011 more... Contacted consumers with following loan scenarios Utah, Home Refinance, Good Credit, Amount: $122,500, LTV 67% Mar 29th 2012 Utah, Home Purchase, Excellent Credit, Amount: $162,500, LTV 98% Jan 25th 2012 Utah, Home Refinance, Excellent Credit, Amount: $200,000, LTV 80% Jul 4th 2011 Utah, Home Purchase, Excellent Credit, Amount: $220,000, LTV 73% Jun 29th 2011