Mike Mathisen

Headquartered in Mansfield, MA, Equity One SBC is one of the only direct lenders in the country currently able to offer Stated Documentation, LTV up to 75% and rates as low as low 4.4%...and we are actively funding deals.

Below is a summary of our 3 in-house commercial programs, stated, full doc and bridge, along with product & property types, for more information visit our website at www.equityonesbc.com.

Product Type

Purchase, Refinance and Refinance with Cash Out

Stated Doc

- $50K to $3 Million (soon to increase to $ 5 Mil)

- Fixed 2, 3, 5, 7 & 10 year terms with rates currently ranging from 8.5% to 9.75%

- 25 year amortization

- 650 min FICO score (as low as 600 on deals under $500K)

- LTV up to 75%

- Funding 1 to 4 unit properties as well, must be non-owner occ, owned by a Corp/LLC, under $500K and up to 65% LTV

Full Doc

- $500K to 10 Million

- fixed 3, 5, 7 & 10 year terms with rates starting from 4.4% to 5.4%

- 30 yr amortization on multi-family, 25 yr on commercial

- 680 min FICO score

- LTV on multi-family 75%, commercial 70%

Bridge

- rates from 6.5% to 7.75%

- 5 yr term with 2 yr PP

- case by case basis

Property Types - Income Producing Commercial Properties, Owner or Non-owner Occupied

Multifamily - Apartment Buildings

Office Buildings

Mixed Use

Retail

Strip Centers

Mobile Home Parks

Garage & Auto Repair

Light Industrial/Warehouse

Contributions to Lender411

Contacted consumers with following loan scenarios Maryland, Commercial, Poor Credit, Amount: $150,000, LTV 65% 23 days ago Virginia, Commercial, Excellent Credit, Amount: $25,000, LTV 22% Apr 1st 2012 North Carolina, Commercial, Good Credit, Amount: $300,000, LTV 97% Mar 5th 2012 New Hampshire, Commercial, Excellent Credit, Amount: $275,000, LTV 71% Feb 5th 2012 New Hampshire, Commercial, Poor Credit, Amount: $25,000, LTV 4% Jan 9th 2012