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Contact Info

JEFFREY YOUNG

ESSEX MORTGAGE BANK

T: (310) 984-0496
F: (707) 526-1206
1585 TERRACE WAY SUITE # 158
SANTA ROSA, CA 95404

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#182

in California


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Jeffrey Martino YoungEntrepreneur: founded and managed two successful banking firms. Skills in Originating and underwriting residential & commercial mortgages to private-money and institutional products. Intimate familiarity with state & federal lending guidelines. Capital placement experience with trust deeds, mortgage fund offerings, private offerings, equity partnerships, credit companies, life insurance companies, pension funds, self-directed IRA -Whether you are a first time home buyer or a sophisticated investor, let me empower you with the information and service you need to make the best loan decision. I have over 20 years experience in all facets of real estate and lending, I understand the importance of continuous contact and honest feedback. I take the time necessary to better understand your needs and concerns. I take pride in being the best I can be for you. I learn something valuable from every person I meet. I am committed to my clients needs 100% and will go to bat for you to get you the very best deal possible.When you want to do it right the first time call me and-- sit back and relax and let me put my skills to work for you!!!Contact me today at (310) 984-0496 or fill out a online pre-qual form at WWW.FHASUBMISSIONS.COM
Contributions to Lender411
Blogs
Loan Programs: NO MORE STATED INCOME LOANS Jul 30th 2010
Home Purchase: BREAKING NEWS HOUSE JUSTS VOTES TO EXTEND THE HOMEBUYER T… Jun 29th 2010
Mortgage Trends: ARE WE HEADED FOR A DOUBLE DIP HOUSING RECESSION Jun 24th 2010
Mortgage Rates: WHEN WILL INTEREST RATES RISE ??? Jun 15th 2010
Foreclosure: SENATE BILL 1275 A FORECLOSURE RELIEF MEASURE THAT IS NEEDED Jun 9th 2010
more...
Answered Questions
Refinance: A second streamline refinance? is this even possible? Aug 23rd 2010
Home Purchase: Not Married Yet, Can We Get Mortgage Jun 16th 2010
Home Purchase: Is it ok to have a 30 year fixed Jun 16th 2010
Home Purchase: Can i get a what what in the butt? Jun 16th 2010
Refinance: Are the mortgage rates the reverse of the DOW Jones and s… Jun 7th 2010
more...
Contacted consumers with following loan scenarios
California, Home Purchase, Good Credit, Amount: $390,000, LTV 91% Jul 29th 2011
California, Home Purchase, Excellent Credit, Amount: $110,000, LTV 69% May 12th 2011
California, Home Refinance, Excellent Credit, Amount: $394,999, LTV 99% Jan 14th 2011
California, Home Equity, Good Credit, Amount: $300,000, LTV 17% Mar 12th 2010
Thank you for taking the time to answer my question online
rarely do i find someone who would take the time to do that. Thanks
By CindyNamath1961 on April 2, 2010
NO MORE STATED INCOME LOANS
by ESSEX MORTGAGE BANK IN SANTA ROSA
Jul 30, 2010
Stated income loans were mortgage loans made to borrowers without proving their income sources. They were largely removed from circulation after the 2007 mortgage meltdown. After that, loans made without income and sometimes...
read more...
BREAKING NEWS HOUSE JUSTS VOTES TO EXTEND THE HOMEBUYER TAX CREDIT
by ESSEX MORTGAGE BANK IN SANTA ROSA
Jun 29, 2010
Breaking news folks !!!! I am happy to inform you that the House of Representatives just voted to give first-time homebuyers three more months to close on their purchases and land an $8,000 federal income tax credit. But the...
read more...
ARE WE HEADED FOR A DOUBLE DIP HOUSING RECESSION
by ESSEX MORTGAGE BANK IN SANTA ROSA
Jun 24, 2010
Santa Rosa, CA, June 23, 2010 -- This deterioration has fired up those calling for a double dip in the economy. If housing is slipping back into the mud, they contend, so will everything else until another shot of...
read more...
WHEN WILL INTEREST RATES RISE ???
by ESSEX MORTGAGE BANK IN SANTA ROSA
Jun 15, 2010
Over the last year a number of analysts have predicted the Fed would raise the Fed Funds rate "soon". They have all been wrong.The Fed's mission is to conduct "monetary policy by influencing the monetary and credit...
read more...
SENATE BILL 1275 A FORECLOSURE RELIEF MEASURE THAT IS NEEDED
by ESSEX MORTGAGE BANK IN SANTA ROSA
Jun 09, 2010
Santa Rosa, CA, June 09, 2010 -- The California Senate approved a new foreclosure bill last week with a 21 to 12 vote and sent it on to the Assembly for review. The legislation lays out two major provisions intended to deter...
read more...
JUDGE STOPS FORECLOSURES IN UTAH
by ESSEX MORTGAGE BANK IN SANTA ROSA
Jun 08, 2010
Wow this is breaking news !!! A judge stops Foreclosures in the State of Utah - Some good news if you happen to have a Bank of America owned mortgage and live in the state of Utah. A St. George judge has temporarily put a...
read more...
MORE ON AB 1639 CALIFORNIA FORECLOSURE WORKOUT PROGRAM
by ESSEX MORTGAGE BANK IN SANTA ROSA
Jun 05, 2010
After a series of failed attempts at helping homeowners in foreclosure, California lawmakers are now proposing a state-mandated mortgage mediation program. Will this provide needed relief to distressed borrowers or just throw...
read more...
JOBS REPORT COMES IN BAD -IT'S A FLIGHT TO SAFETY
by ESSEX MORTGAGE BANK IN SANTA ROSA
Jun 04, 2010
On the first Friday of each month, the Bureau of Labor Statistics releases its Non-Farm Payrolls data from the month prior. It's a mortgage market mover and today is proving the point. How Jobs Data Changes RatesThe...
read more...
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