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Contact Info

Gregorio Denny

Tripoint Mortgage Group, Inc

T: (800) 335-6897
F: (858) 761-0346
4645 Ruffner Street, Suite M
San Diego, CA 92111

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#11

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We offer:

  • Attentive and transparent service
  • The most competitive rates and fees in California
  • The most up-to-date information using the latest in financial technology
  • Expertise in residential real estate purchases and refinances
  • Honesty, integrity, and a solid commitment to quality
  • "A" rating by the BBB

Current Rates:

30 Year Fixed: 3.5% / 3.661% APR
30 Year Fixed: 4.0 / 4.0% APR (No Points / No Fees)
30 Year Fixed High Balance - 417K to 625,500K: 3.75% / 3.777% APR
15 Year Fixed: 2.875% / 3.110% APR
10 Year Fixed: 3.0% / 3.0% APR
FHA 30 Year Fixed: 3.75% / 4.477% APR

About our rates

NMLS# 247044 / CA DRE# 01817727


Contributions to Lender411
Blogs
Home Purchase: FHA's Anti-Flipping Waiver Extended Through 2012 27 days ago
Mortgage Trends: Homeowners Face Tax Hike Coming Unless Congress Acts 28 days ago
Mortgage Trends: Check 2012 Licensing Status Jan 3rd 2012
Bad Credit: FHA Mortgages with 500- 579 Credit Scores Nov 2nd 2011
Refinance: FHFA, Fannie Mae and Freddie Mac Announce HARP Changes to… Oct 24th 2011
more...
Answered Questions
Lender411.com: Does the new program coming in March will help with loans… 2 days ago
Lender411.com: Does the new program coming in March will help with loans… 2 days ago
Lender411.com: I have a loan on a condo, in good standing, that I purcha… 14 days ago
Lender411.com: Can I take advantage of the HARP refinance yet? 23 days ago
Lender411.com: Middle FICO Score of 675, can I qualify for a home mortgage? 24 days ago
more...
Contacted consumers with following loan scenarios
California, Home Refinance, Good Credit, Amount: $147,500, LTV 80% Nov 3rd 2011
California, Home Purchase, Excellent Credit, Amount: $590,000, LTV 84% Jun 26th 2011
California, Home Refinance, Good Credit, Amount: $449,999, LTV 88% Mar 1st 2011
Top Notch Service
Greg is the best mortgage broker I have ever had the pleasure to work with. I first used Greg last year in the purchase of our home. It was not the first time I had financed a house, and thought I knew the ins and outs, but was having issues with an unscrupulous lender when I first heard of Greg. Enter Greg to the rescue, getting all documents in order, locking our rate, and closing our loan on time, even though we switched to him late in the game. Not an easy feat in today's lending environment! Greg not only managed to fund my loan on time, he also taught me about the loan process, patiently answering every question I had. When rates dropped recently, I did not hesitate for a moment to use Greg again. My streamline refinance closed in less than 28 days, and was truly a painless process. No matter what time of day or even what day of the week I contacted Greg, he was always quick to respond to my questions. I would not hesitate to use Greg again, and will be referring friends and family to him.
By rorychick on October 1, 2010
Very pleased.
I found Greg here while I was already in contract on a home. I was working with my local bank and was shocked when I saw the rates being advertised here. My bank told me that the rates were fake and that I would never get them but I gave it a try anyway. What I found was a revelation, I managed to close a full half percent lower than what I had been offered previously and with $300 less in total fees. I was warned that my loan would never close and that the quality of service would be terrible, none of that was true. Greg closed our purchase in 24 days from start to finish and the service was amazing. Jaimie MeyerSan Diego, CA
By jaimemeyer on June 12, 2010
Great Service
Greg was very informative and was able to get us the rate we were looking for and locked very quickly. He returned emails almost immediately and was available whenever I had a question. From my experience with brokers, his service is way above par.
By BryanS on May 13, 2010
FHA's Anti-Flipping Waiver Extended Through 2012
by Gregorio Denny
Jan 13, 2012
In an effort to continue stabilizing home values and improve conditions in communities experiencing high foreclosure activity, HUD has extended a temporary waiver of FHA's anti-flipping regulations through 2012. With...
read more...
Homeowners Face Tax Hike Coming Unless Congress Acts
by Gregorio Denny
Jan 12, 2012
The standard mortgage interest deduction, which was claimed by about 15 million households last year has expired as it didn't make it into the tax-cut deal. The fight over a temporary extension of the payroll tax cut and...
read more...
Check 2012 Licensing Status
by Gregorio Denny
Jan 03, 2012
January 3, 2012 All mortgage loan originators were required to renew their licensed as of December 31st, 2011. Those that did not do so are in an expired or terminated status and will be unable to originate mortgages or close...
read more...
FHA Mortgages with 500- 579 Credit Scores
by Gregorio Denny
Nov 02, 2011
It may be possible to get an FHA mortgage with those scores, but you have to meet a rigid qualification process. These apply to credit scores from 500 to 579.
FHFA, Fannie Mae and Freddie Mac Announce HARP Changes to Reach More Borrowers
by Gregorio Denny
Oct 24, 2011
"Washington, DC - The Federal Housing Finance Agency, with Fannie Mae and Freddie Mac (the Enterprises), today announced a series of changes to the Home Affordable Refinance Program (HARP) in an effort to attract more...
read more...
Shop For Loan Agents, Not Rates
by Gregorio Denny
Oct 21, 2011
Every consumer shops for mortgages and they should. But this is the critical distinction: you should be shopping for the best mortgage advisor. If you have that, you'll get the best rate. Here's what happens when...
read more...
Will the Fed's New Policies Revitalize the Housing Market?
by Gregorio Denny
Sep 26, 2011
Congress is gridlocked, consumers are pessimistic, and firms are barely hiring. To speed this recovery up -- or to prevent a double dip -- it might be up to the Federal Reserve. Last week it announced its latest attempt to...
read more...
California Refi Rates Drop
by Gregorio Denny
Sep 22, 2011
Interest rates are falling rapidly but won't be low forever. If you have been thinking of refinancing, now is the time to lock in a rate under 4%. Here's what's available today for a $400,000 loan amount in...
read more...
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Gregorio Denny, California Home Loans | California Purchase Loans | California Refinance and Mortgage
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