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NMLS: 238064
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Certified Funding

Certified Funding Capital Corporation

T: (732) 606-4433
F: (732) 612-1051
216 River Avenue Suite 120
Lakewood, NJ 08701

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Certified Funding Capital Corp specializes in conforming and non-conforming loans. CFC utilizes private investors to fund non-conforming loans that Fannie Mae and Freddie Mac do not fund. Due to our relationships with the private investors we are able to approve more loans.

The best time to lock the interest rate for a loan is when the market rates temporarily drop. The trend can change upward at any time, so it is smart to take advantage of these temporary dips to get the lowest rate possible.

Certified Funding Capital Corp funds conforming loans up to $625,000, non-conforming loans up to $1.5 million, and super jumbo loans up to $10 million.

Certified Funding Capital Corp offers 10, 15, 20, 25 & 30 year fixed-rate mortgages.

Adjustable rate mortgages are available with a 5/1, 7/1 & 10/1 option.

Stated self-employed, no-doc loans are currently being funded with competitive rates and programs.

Certified Funding Capital Corp is offering government programs such as Making Homes Affordable, HAMP, HARP, HAFA, DU Refi Plus, Open Access, and Relief Refinance Mortgages. These programs are for homeowners who are over 80% loan to value. The government programs do not require monthly mortgage insurance. Some loans are approved with no appraisal needed.

Email: CertifiedFunding@CFCMortgageOnline.com

Ofice: 732-606-4433

Fax: 732-612-1051

www.CFCMORTGAGEONLINE.COM
216 River Avenue suite 120 Lakewood NJ, 08701


Contributions to Lender411
Blogs
Mortgage Rates: The Day Ahead: Risk-On Ahead of Auction, MBS Roll Jan 10th 2012
Mortgage Rates: MBS Rally Despite Stronger-Than-Expected Jobs Report Jan 6th 2012
Mortgage Rates: Jumbo Mortgages Make a Comeback in 2011 Jan 4th 2012
Mortgage Rates: Mortgage Rates Hold Steady But Risks Increase Jan 4th 2012
Mortgage Rates: Experts 2012 Rate Outlook; 2011 Forecasts that Failed; MB… Jan 3rd 2012
more...
Answered Questions
Lender411.com: how does a home equity loan get paid back? Jan 2nd 2012
Home Purchase: What is a good average down payment there days? for the b… Mar 22nd 2011
Refinance: What is the highest Loan-to-Value which is permitted for … Oct 4th 2010
Lender411.com: Here is this question again.?...How do I remove myself fr… Sep 30th 2010
Lender411.com: If I don't pay the late fee but make the mortgage payment… Sep 30th 2010
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Contacted consumers with following loan scenarios
New Jersey, Commercial, Excellent Credit, Amount: $325,000, LTV 83% Dec 23rd 2011
New Jersey, Commercial, Excellent Credit, Amount: $125,000, LTV 81% Nov 30th 2011
New Jersey, Commercial, Good Credit, Amount: $25,000, LTV 26% Nov 15th 2011
New Jersey, Commercial, Excellent Credit, Amount: $250,000, LTV 81% Oct 10th 2011
New Jersey, Commercial, Excellent Credit, Amount: $575,000, LTV 96% Aug 2nd 2011
The Day Ahead: Risk-On Ahead of Auction, MBS Roll
by CERTIFIED FUNDING CAPITAL CORP.
Jan 10, 2012
A general uptick in "risk-on" trading prevailed overnight. Volume remains somewhat subdued versus the healthier days from the end of last week, but is slightly better than yesterday with Japan back to work. It would be nice...
read more...
MBS Rally Despite Stronger-Than-Expected Jobs Report
by CERTIFIED FUNDING CAPITAL CORP.
Jan 06, 2012
MBS and Treasuries both encountered their first significant instances of resistance in what has otherwise been a relatively uninterrupted rally since shortly after the 830am jobs data. Both markets initially weakened, but MBS...
read more...
Jumbo Mortgages Make a Comeback in 2011
by CERTIFIED FUNDING CAPITAL CORP.
Jan 04, 2012
The decline of the mortgage and real estate markets in 2008 had everyone wondering what would end up happening in the years to come, especially with higher priced homes and mortgages. Credit became tight as banking...
read more...
Mortgage Rates Hold Steady But Risks Increase
by CERTIFIED FUNDING CAPITAL CORP.
Jan 04, 2012
Mortgage Rates continue to operate at the same Best-Execution levels with only minor variations in borrowing costs between lenders on any given day. Today is no exception as some lenders are slightly improved from yesterday...
read more...
Experts 2012 Rate Outlook; 2011 Forecasts that Failed; MBS Capital Ratio Chatter; Basel III Thoughts
by CERTIFIED FUNDING CAPITAL CORP.
Jan 03, 2012
We wrap up the year with the S&P (a better broad measure of stock performance than the DOW) essentially flat on the year, but 10-yr yields nearly 1.5% lower than a year ago. For 2012 fixed-income traders seem focused on...
read more...
Mortgage Rates Maintain Record Low Range to Begin 2012
by CERTIFIED FUNDING CAPITAL CORP.
Jan 03, 2012
Mortgage Rates are slightly higher to begin the new year, but Best-Execution levels remain intact at 3.875%. That being the case, most loan scenarios quoted last week would have the same interest rate, but simply require...
read more...
1/3/2012 updates
by CERTIFIED FUNDING CAPITAL CORP.
Jan 03, 2012
4:30 pm : Stocks started 2012 on a strong note by scoring its best single-session percentage move in two weeks. The effort took the stock market to a two-month closing high.A lack of corporate news and domestic data ahead of...
read more...
Housing's Huge Supply and Demand Imbalance
by CERTIFIED FUNDING CAPITAL CORP.
Jan 03, 2012
"Pent-up demand." That is the rallying cry of the housing bulls, as they forecast the great recovery of 2012. So many potential buyers are doubled up with family, stuck in undesirable rentals or just plain afraid to put their...
read more...
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