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user_6589
NMLS: 117156
Contact Info

James Brooks

Polaris Home Funding Corp

T: (919) 324-9000
F: (888) 865-9870
140 Preston Executive Drive
Cary, NC 27513

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James has 28 years in the Real Estate field with the majority of those years as a Mortgage Banker and owner of 2 Mortgage Companies with several offices in New England overseeing 1,000 plus transactions. James incorporates cutting edge State of the Art technology to assure a fast accurate and smooth mortgage process from start to finish. And most of all James value of integrity and honesty, both personally and professionally is what sets James a part from the rest.

He will work hard to help you accomplish your goals and dreams Call, email or come see James
Phone: (919) 324-9000 E-mail: JB@NCMortgages.net


Contributions to Lender411
Blogs
Mortgage Rates: This Just In Mortgage Rates Spike After FOMC Meeting 6-1… 4 hours ago
Mortgage Rates: Expect Mortgages Rates To Rise 6-19-2013 6 hours ago
Mortgage Rates: Mortgage Rates News 6-18-2013 Yesterday
Mortgage Rates: Mortgage Rate News 6-17-2013 2 days ago
Mortgage Rates: Expect Mortgage Rates To Move This Week 6-16-2013 3 days ago
more...
Answered Questions
Lender411.com: what day is NC USDA loan department working on? Dec 20th 2012
Lender411.com: should i contact lender? Dec 7th 2012
Lender411.com: What day is the USDA working on for North Carolina loans Nov 21st 2012
Lender411.com: Can I buy a home with no down payment and a middle credit… Jan 13th 2012
Lender411.com: Should I lock in my rate for a mortgage before the end of… Dec 19th 2011
more...
Contacted consumers with following loan scenarios
North Carolina , Home Refinance, Good Credit, Amount: $250,000, LTV 77% Jan 8th 2013
North Carolina , Home Refinance, Good Credit, Amount: $150,000, LTV 43% Dec 14th 2012
Tennessee , Home Refinance, Good Credit, Amount: $102,500, LTV 72% Sep 4th 2012
Tennessee , Home Refinance, Good Credit, Amount: $152,500, LTV 86% Aug 2nd 2012
Tennessee , Home Refinance, Excellent Credit, Amount: $212,500, LTV 85% Jul 11th 2012
James Brooks Servant's heart made me feel I was his only customer!!
When trying to write to thank James for all that he did to help me with my home loan, I found that there are so many things to say I don't even know where to start. First, let me say that I found James to be someone that is professional, knowledgeable, and someone that by nature goes well beyond the call of duty to serve his customers. I know that he puts His customers firstJames worked many long hours to ensure that my loan went as smooth as possible. I very much appreciated that every time I would call or email James with a question or concern he would get back in touch with me the same day. Also, I appreciated that he was always so positive and knew just what to say to calm any Situation. I recently saw a political ad on TV that said the man the ad was about had a "servant's heart". When I heard those words I thought to myself that describes James Brooks perfectly. James truly does project a "servant's heart" in all that he does for his Clients.James Servant's heart made me feel I was his only customer and that among other things has Made me a very happy customer!James Company is so lucky to have him as part of their team. Also, the many customers that he will help one on one in the future will soon learn as I did what a difference he will make intheir lives.James, I appreciate all that you did to make my dream of owning my own home become areality. I thank God for you and hope that he will bless and keep you and your family in the future.Sincerely,Phyllis B
By jburke_391_235 on January 10, 2013
Best In The Business!!
It has been a great pleasure knowing and working with James. I couldn't imagine having someone else to do our loan.James fought every day to get our paperwork through so we can close on time. Even when he was suppose to be taking time off.When closing came, we could not believe that this was really happening.I know that if it wasn't for James skills and experience that we would have never been able to close on our house. Paul K
By PaulNC on March 3, 2011
chart_bar Mortgage Rates: 7 Result(s) Found
ProductFeesRateDisPntOrgPntLnAmtMinLnAmtMaxLockIntOnlyDate
30-year-fixed $1,295.00 3.990 0.000 0.630 $175,000 $417,000 30 No Jun 17
20-year-fixed $1,295.00 3.375 0.000 0.880 $150,000 $417,000 30 No Jun 17
15-year-fixed $1,295.00 3.125 0.000 0.630 $175,000 $417,000 30 No Jun 17
30-year-fha $1,295.00 3.500 0.000 0.380 $175,000 $417,000 30 No Jun 17
15-year-fha $1,295.00 3.375 0.000 0.500 $175,000 $417,000 30 No Jun 17
5-1-arm $1,295.00 3.375 0.000 0.250 $175,000 $417,000 30 No Jun 19
7-1-arm $1,295.00 3.125 0.000 0.500 $175,000 $417,000 30 No Jun 19
Click on the fees to see details
This Just In Mortgage Rates Spike After FOMC Meeting 6-19-2013
by James Brooks
Jun 19, 2013
By James Brooks Well, today's Fed events went as planned for the most part but we are not seeing the reaction in the bond market or result that was expected. In fact, what we are seeing doesn't really make much...
read more...
Expect Mortgages Rates To Rise 6-19-2013
by James Brooks
Jun 19, 2013
By James Brooks Wednesday's bond market has opened flat as investors await today's activities. The stock markets are showing minor losses with the Dow down 36 points and the Nasdaq down 3 points. The bond market is...
read more...
Mortgage Rates News 6-18-2013
by James Brooks
Jun 18, 2013
By James Brooks Tuesday's bond market has opened in negative territory following mixed economic news and a positive open in stocks. The stock markets are showing moderate gains during early trading with the Dow up 77...
read more...
Mortgage Rate News 6-17-2013
by James Brooks
Jun 17, 2013
By James Brooks Monday's bond market has opened flat despite sizable stock gains during early trading. The stock markets are starting the week off well in positive ground with the Dow up 167 points and the Nasdaq up 34...
read more...
Expect Mortgage Rates To Move This Week 6-16-2013
by James Brooks
Jun 16, 2013
By James Brooks This week brings us the release of only four pieces of economic data that is relevant to mortgage rates, but one of them is a key inflation reading that is very important to the bond market. However, the theme...
read more...
Mortgage Rates Start To Move On Today's News 6-14-2013
by James Brooks
Jun 14, 2013
By James Brooks Friday's bond market has opened in positive territory, extending a strong late afternoon rally from Thursday. The stock markets are flat with the Dow and Nasdaq both down only a couple points. The bond...
read more...
Slight Move For Mortgage Rates 6-13-2013
by James Brooks
Jun 13, 2013
By James Brooks Thursday's bond market has opened in positive territory despite stronger than expected economic news. The major stock indexes are beginning the day with minor weakness. The Dow is currently down 22 points...
read more...
More Movement In Mortgage Rates 6-12-2013
by James Brooks
Jun 12, 2013
By James Brooks Wednesday's bond market has opened in negative territory with nothing of importance being released this morning to drive trading. The stock markets are also contributing to early bond weakness with minor...
read more...
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