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user_7235
NMLS: 274132
Contact Info

Joe Metzler

Mortgages Unlimited, Inc

T: (651) 552-3681
M: (651) 705-6261
F: (651) 994-6425
33 Wentworth Ave E
Saint Paul, MN 55118

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Let's face it. Getting a mortgage loan can feel overwhelming, even for the most seasoned homeowner. The success of your transaction has little to do with the company you contact, and everything to do with the loan officer you are entrusting to handle the largest financial transaction of your life, your home mortgage loan.

Who are you working with?

As an 15+ year experienced Licensed Mortgage Professional, with thousands of Minnesota and Wisconsin closed loans under his belt, Joe Metzler and his team are frequently called upon to offer their insights on mortgage news, interest rates, and other topics related to the way people buy, sell, finance, and mortgage their homes.

APPLY for a Mortgage Loan In MN or WI

Known for his straightforward, consumer-friendly advice and the ability to demystify even the most complex topics, Joe has made recent media appearances on many radio shows, local TV, and has been quoted and interviewed by Fox9, Reuters, Kiplingers, MSNBC, and BankRate.com, amongst others.

Joe also runs the "Mn Real Estate Daily", which has important MN and WI based mortgage and real estate news and informational videos.

The media trusts Joe and his team, and so should you. If you would like to apply with Joe as your trusted mortgage professional, please contact him directly by calling (651) 552-3681 or just apply online at www.MortgagesUnlimited.biz


Contributions to Lender411
Blogs
Refinance: Modified Mortgages Ineligible for Refinancing 14 days ago
Loan Programs: Adjustable loans popular again 14 days ago
Mortgage Trends: Is the market Up or DOWN 16 days ago
Refinance: HARP 2 Now Available in MN and WI Mar 16th 2012
Refinance: YourGage - Pick your customized loan term Mar 8th 2012
more...
Answered Questions
Lender411.com: Harp 2.0 Lender needed for Level 3/4 Condo. Yesterday
Lender411.com: Self employed home loan and not the best credit 19 hours ago
Lender411.com: HARP 2.0 Out of Pocket Expenses Yesterday
Lender411.com: Can I get a mortgage loan! 5 days ago
Lender411.com: what lender will be best for our needs? low fico, short s… 3 days ago
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Contacted consumers with following loan scenarios
Wisconsin, Home Refinance, Excellent Credit, Amount: $187,500, LTV 75% 6 days ago
Wisconsin, Home Purchase, Good Credit, Amount: $207,500, LTV 99% Apr 9th 2012
Wisconsin, Home Purchase, Excellent Credit, Amount: $92,500, LTV 97% Feb 19th 2012
Wisconsin, Home Refinance, Good Credit, Amount: $225,000, LTV 83% Jan 24th 2012
Minnesota, Home Purchase, Excellent Credit, Amount: $327,500, LTV 99% Nov 14th 2011
I recommended Joe and Mortgages Unlimited in St Paul MN to anyone and everyone
First and foremost, I recommended Joe and Mortgages Unlimited in St Paul MN to anyone and everyone. He exceeded every expectation I had, answered all of my questions, and made sure I was comfortable with all of the answers. This was my first time buying a home and this process was made enjoyable due to his knowledge of the industry and his exceptional staff. Every time I contacted him he either answered right away or got back to me within a few minutes. This also is true for emails every time I sent an email I received a prompt response. This was dramatically different than the treatment I was initially receiving when dealing with the Loan Officer at the Realtors office who treated my like I was annoying her anytime I asked a question. My realtor make me feel like I had to use her lady, but I found out I didn't. I am soooooo happy I switched. Joe Metzler is extremely professional and knowledgeable.
By LoanShopperGuy on April 17, 2011
chart_bar Mortgage Rates: 4 Result(s) Found
ProductFeesRateDisPntOrgPntLnAmtMinLnAmtMaxLockIntOnlyDate
30-year-fixed $1,635.00 3.750 0.000 1.000 $50,000 $417,000 30 No May 23
20-year-fixed $1,635.00 3.625 0.000 1.000 $50,000 $417,000 30 No May 23
15-year-fixed $1,635.00 3.125 0.000 1.000 $50,000 $417,000 30 No May 23
30-year-fha $1,635.00 3.500 0.000 1.000 $50,000 $365,000 30 No May 23
Click on the fees to see details
Modified Mortgages Ineligible for Refinancing
by Joe Metzler, MLO. NMLS #274132
May 09, 2012
Previously Modified Mortgages Under Attack and maybe Ineligible for Refinancing St Paul, MN: For many reasons, a lot of home owners have attempted and succeeded in getting their current home mortgage loan modified....
read more...
Adjustable loans popular again
by Joe Metzler, MLO. NMLS #274132
May 09, 2012
Adjustable (ARM) Loan Resets Cause Foreclosures - Fact or Fiction? Saint Paul, Minnesota: Requests for adjustable mortgage loans dropped to near zero the past few years because of the general belief that adjustable loans are...
read more...
Is the market Up or DOWN
by Joe Metzler, MLO. NMLS #274132
May 07, 2012
Is the real estate market finally going up, or still in trouble? It depends on what market statistics you are looking at. Is there a real estate recovery, or is this just a small blip in the radar of a longer housing cycle?...
read more...
HARP 2 Now Available in MN and WI
by Joe Metzler, MLO. NMLS #274132
Mar 16, 2012
Minneapolis, MN: The much anticipated new version of the HARP Refinance Program (HARP 2) is now in effect, making it one heck of a lot for home owner who have lost value in their homes to refinance their mortgage into today's low
YourGage - Pick your customized loan term
by Joe Metzler, MLO. NMLS #274132
Mar 08, 2012
Who said you have to pick a standard mortgage loan term? Design your own mortgage loan. Pick any term loan amortization period you want - from 6 to 30 years. A big internet lender likes to call this The YOURgage", and claims...
read more...
What is the best day of the month to close on your home?
by Joe Metzler, MLO. NMLS #274132
Mar 05, 2012
I just read this on a site primarily for Real Estate Agent: </em> </p>For thefirst time home buyer who is low on Cash, I would highly recommend closing at the end of the month. WOW... As a licensed mortgage professional,
New mortgage statements to eliminate confusion?
by Joe Metzler, MLO. NMLS #274132
Feb 14, 2012
Under the 2010 Frank - Dodd Financial Reform Act came a lot of mandated changes that won't fix anything, but created a lot of extra paperwork and bottlenecks for the housing and mortgage industry. One of those items was...
read more...
Is your Loan Officer Licensed? How to tell.
by Joe Metzler, MLO. NMLS #274132
Feb 02, 2012
Is your Loan Officer Licensed? All loan officers to have a tracking number, known as an NMLS number (Nationwide Mortgage Licensing System and Registry). It should be displayed on their business cards, E-Mail, web sites, all...
read more...
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