KIYOSHI INUI

My name is Kiyoshi Inui and I am a representative from the American Mortgage Group.

We value the opportunity to compete for your business and will be glad to answer any additional questions you may have about our services, our rates, how we do business, or any other question you may have.

Just give me a call.

How do you feel about going through the process of securing a loan? If you are like others, you might feel insecure because you are unfamiliar with the process, or perhaps it frustrates you because you anticipate extra demands on your time to gather information required by lenders. If you are still in the market for a loan, and there are any reasons that are causing you to hesitate, PLEASE call me. I have helped others secure a loan and I will devote all of my experience and skill to doing the same thing for you.

I look forward to hearing from you either way--to get your permission to start processing a loan for you or just to know that you are being taken care of by another firm. Just phone or email me.

I also wanted to let you know how our bank stands apart from a traditional lender.

AMERICAN MORTGAGE GROUP

1) Direct Lender (Direct Source of funds with no middle-man or Points)
2) Backed by the Federal Housing Administration (in all 50 States)
3) Direct Source of Funds for Fannie Mae
4) Direct Source of Funds for Freddie Mac

What this allows us to do that a traditional bank cannot is as follows:

1) Access rates as low as 3% (because our loans are government backed and guaranteed we can access rates that other banks cannot)
2) Our closing costs are as low as 1,500.00 (we do not charge points and there are no middleman charges. We are a direct source of funds and our closing costs reflect it).
3) No Mortgage Insurance (even if your loan is more than 80% of the value of your home, we have programs that require NO mortgage insurance)!
4) No Appraisal or Income Verification (We have streamline refinance programs available that do not require appraisal or income verification).
5) We can refinance up to 125% of the value of the home. (Even if you owe more than your home is worth we can still help you refinance).
6) Low Income and Credit Score Requirements (Because our loans are government backed and secured we have lower credit score and income requirements than a traditional bank).
7) We can lend up to $10 million dollars (Not only can we lend more than any other bank, we can also lend more than the house is worth).


Please call me at your earliest convenience to go over your options in detail.

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