Kathy Godin

Kathy Godin helps families finance their homes. That is her specialty - people.

It's personal with her. It starts when your call. Either Kathy or Barbara will answer the phone. No computer robot answering the phone demanding you push buttons to select the right department. Kathy and Barbara are the right department.

They stay with you too. They will be available to you until the loan closes. Even after it closes, Kathy and Barbara are there to answer your questions or help your friends.

Their specialty is you. Some loan types they can help you with:

• Self Employed & Independent Contractors
• Mortgages over $417,000
• FHA Mortgages
• FHA Streamline Refinances with No Closing Costs
• USDA Mortgages - 100% Financing for Certain Homes
• VA Loans for Veterans, Active Military & Qualified Widows
• VA Streamline Refinances with No Closing Costs
• Mortgages for Seniors
• Conventional Loans

Kathy and Barbara are available when you purchase your home and should you ever decide to refinance your home.

The North Carolina Banking Commission requires loan officers complete mandatory training prior to taking their licensing exam. Kathy Godin is an instructor whose training is accepted by the North Carolina Banking Commission to fulfill the mandatory training requirements. Put the teacher on your side.

Kathy Godin earned three awards from the North Carolina Association of Mortgage Professionals - two individual awards and one group. Awards don't provide you with service, but the award winner will. Kathy is not resting on her laurels. She sets out every day to prove she earned those awards. This dedication is yours.

Kathy has found over the padt 25 years that people are curious about the world of home finance. As they should be. Financing or refinancing a home impacts the whole family's finances as well as your standard of living.

For you she has become an author and publisher of a website. It is a No BS website (raleighmortgagegals.com) dealing with the mysteries of FICO credit scores, tips on buying/selling you home and insider information on mortgage industry.

Kathy is licensed in North Carolina. In the Raleigh area she can come to you - meet in your own home. Prefer to come into the office? That's fine too. If you're from Charlotte, Wilmington, etc., Kathy can serve you over the phone. There are ways of moving the documents back and forth, no problem.

It boils down to this: Who will look out for you? Kathy will.

The underwriter decides. She can say "yes," she can say "no." You don't have access to the underwriter. You can't talk to her. What if there is a glitch. There often is these days. Underwriters are scared to death of making a mistake. Their bosses don't like getting stuck with bad loans. Money is tight.Kathy stands up for you. She makes sure you get your day in court. She will present your side. She will buy time to get documentation that will ease an underwriter's fears. Put Kathy on your side.

Kathy loves house plants. Why is that important to you? The Fern is a symbol. The Fern has been with her for over 30 years. It's moved with us from house to house. The dedication, persistence and caring she has demonstrated with her house plants is now yours. Take advantage of it - call.

This Irishman never took a backward step. All 5 feet of him stood up for himself and his people. He raised a family of 12 on one job. He was an insurance salesman back in the day that they went out and collected premiums every week. He knew his people because he took an interest. He also knew a lot of people. He used his connections to help the people on his debit. They rewarded him by sending business his way. No high pressure here. At 98 he still lives on his own. This is Kathy's father. It's in the genes. Call her.