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Contact Info

Patrick McCarthy

Stonegate Mortgage Corp.

T: (614) 310-7520
P: (614) 395-2393
M: (614) 395-2393
F: (614) 310-7502
200 E Campus View Blvd
Suite 100
Columbus, OH 43235

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I have been in the mortgage profession for over 15 years. 85% of my business comes from referrals so it is crucial for me to not only get the best rates and pricing for you, but also make sure your mortgage loan is the proper loan for you and your family's future.

I am fortunate in that Stonegate Mortgage Corp. affords me the privelege of being flexible with their loan pricing. This means that you have access to the best of both worlds when it comes to rates and fees. In the past, brokers had the lowest rates, but you paid more fees. Banks had higher rates, but lower fees. I have both lower rates and lower fees. We even have a "No Cost" loan option for loan amounts over $150,000 and a very "Low Cost" option for loan amounts less than $150,000. I truly want to earn your business and be able to help your family save thousands of dollars by selecting the right option. I welcome the opportunity to prove myself to you. Take advantage of my experience, knowledge and expertise by calling me today at 614-310-7520 or 614-395-2393. NMLS# 621925


Contributions to Lender411
Blogs
Credit: It's Happening All Over the World... 15 days ago
Mortgage Rates: Fed to Kep Rates Low for a While 26 days ago
Home Purchase: Rent or Buy? Apr 27th 2011
Home Purchase: Road to Housing Recovered Not Well-Paved Apr 26th 2011
FHA Loans: Is Increased FHA Insurance Making Conventional Loans Attr… Apr 25th 2011
more...
Answered Questions
Lender411.com: Can I take out a bigger mortgage loan than house is worth… 8 days ago
Lender411.com: Can I refinance my house with a 633 credit score? 15 days ago
Lender411.com: Thinking of buying a second home out of state and have so… 23 days ago
Lender411.com: I am wondering how I go about getting a mortgage if I hav… 23 days ago
Lender411.com: Mortgage question on purchasing a second home? 23 days ago
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Contacted consumers with following loan scenarios
Arkansas, Home Equity, Excellent Credit, Amount: $0, LTV 99% 16 days ago
Kentucky, Home Purchase, Good Credit, Amount: $102,500, LTV 98% Mar 24th 2012
Kentucky, Home Purchase, Good Credit, Amount: $122,500, LTV 98% Feb 13th 2012
Kentucky, Home Purchase, Good Credit, Amount: $112,500, LTV 98% Jan 14th 2012
Kentucky, Home Equity, Excellent Credit, Amount: $12,500, LTV 99% Dec 9th 2011
It's Happening All Over the World...
by Patrick McCarthy
May 08, 2012
It's happening -- all over the U.S. and Europe! Just this past Friday, Washington's jobless report was a shocker, driving Wall Street into a sudden tailspin. And just yesterday ...* The government of French...
read more...
Fed to Kep Rates Low for a While
by Patrick McCarthy
Apr 27, 2012
The Federal Reserve has boosted its outlook for U.S. economic growth this year and is slightly more optimistic about the unemployment rate, reflecting improvements in recent months. Fed Chairman Ben Bernanke speaks at a news...
read more...
Rent or Buy?
by Patrick McCarthy
Apr 27, 2011
Harvard's Joint Center for Housing Studies released a survey showing one in four renters, low and middle income, are spending more than half their income on rent and utilities. That's about 10 million households. As...
read more...
Road to Housing Recovered Not Well-Paved
by Patrick McCarthy
Apr 26, 2011
Like an increasing number of well-heeled Americans, the Hodgsons decided it was time to buy a new home, even if most of the U.S. housing market remains in the dumps.After years in an apartment building, "we were just tired of...
read more...
Is Increased FHA Insurance Making Conventional Loans Attractive Again?
by Patrick McCarthy
Apr 25, 2011
WASHINGTON -- Is the Federal Housing Administration losing some of its post-boom, post-bust oomph? Is the Obama administration's plan to gradually throttle back FHA's home mortgage insurance volume already having...
read more...
Is the Mortgage Tax Deduction Going Away?
by Patrick McCarthy
Apr 22, 2011
With proposals from both President Obama and Republican leaders to broaden the tax base, it seems likely that some cherished income tax deductions may be reduced or even eliminated, and one leading candidate for the chopping...
read more...
FHA Makes Homeowners Pay After Loan is Paid Off!
by Patrick McCarthy
Apr 04, 2011
Could the federal government's booming FHA mortgage program be forcing homeowners to pay tens of millions of dollars of extra interest charges when they sell their houses or refinance loans?Critics say yes. The...
read more...
FHA Refi Short Program in Jeopardy?
by Patrick McCarthy
Mar 04, 2011
At least 20 lenders are participating in FHA's principal reduction program to refinance underwater borrowers with two major lender/servicers launching pilot programs of their own, according to Federal Housing...
read more...
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