Phil Hills

I'm an expert mortgage professional here to help you accomplish your financial needs. I can also help navigate through all aspects of short sales to prevent foreclosure and to start financial recovery. I have been in the mortgage industry for 9 years. Please call me with any mortgage or short sale questions.

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Answered Questions Lender411.com: Why are vaiable rates lower than fixed rates in general? Jan 31st 2012 more... Contacted consumers with following loan scenarios New Mexico, Home Purchase, Good Credit, Amount: $152,500, LTV 98% 5 days ago New Mexico, Home Purchase, Excellent Credit, Amount: $202,500, LTV 96% 22 days ago Arizona, Home Purchase, Excellent Credit, Amount: $102,500, LTV 82% 26 days ago