Contact Info

Richard Iacovetta

RMI Lending

T: (408) 249-1919
P: (888) 899-4537
1873 Clifford St
Santa Clara, CA 95050

Rankings

Lender in CA

#10

based on site contributions

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0 endorsements

Overview
Endorsements
Rates
Blog

Shopping for interest rates online can be dangerous. Especially if you don't know the right questions to ask a lender. Before you buy a home or refinance your existing one, be sure to order our FREE report ,The Top 20 Mistakes Rate Shoppers Make When Searching For A Loan. Also, be sure to check out our outrageously happy client's testimonials at our website, www.RMILending.com

If you want to find out the latest mortgage news and how it affects your ability to get a mortgage, be sure to check out our 3 minute video show Facebook Friday. It's informative and entertaining and will make you laugh. Check it out here

Contributions to Lender411

Blogs

Loan Programs: Obama's Refi Program. Will It Save You Money?	3 days ago
Refinance: Choose Your Own Mortgage Term From 8-30 Years	17 days ago
Home Purchase: Why You Should Buy Before April 1st.	Jan 6th 2012
Loan Programs: HARP Program Delayed Until March	Dec 2nd 2011
Foreclosure: Want A Free Mortgage Principal Reduction? No You Don't!	Nov 18th 2011
	more...

Answered Questions

Lender411.com: Middle FICO score of 702, wondering what rates I can refi…	Dec 19th 2011
Lender411.com: What is a HELOC?	Nov 18th 2011
Lender411.com: With these kind of rates is it better to do 15-year fixed…	Oct 11th 2011
Lender411.com: 20 year ficed	Oct 4th 2011
Lender411.com: Who does mortgages for less than 50k?	Aug 25th 2011
	more...

Contacted consumers with following loan scenarios

California, Home Refinance, Excellent Credit, Amount: $190,000, LTV 90%	Sep 9th 2011
California, Home Purchase, Excellent Credit, Amount: $280,000, LTV 90%	Jun 26th 2011
California, Home Refinance, Excellent Credit, Amount: $100,000, LTV 71%	May 4th 2011
California, Home Refinance, Good Credit, Amount: $284,999, LTV 90%	Feb 17th 2011
California, Home Purchase, Good Credit, Amount: $266,749, LTV 97%	Dec 28th 2010

Mortgage Rates: 21 Result(s) Found
Product	Fees	Rate	DisPnt	OrgPnt	LnAmtMin	LnAmtMax	Lock	IntOnly	Date
30-year-fixed	$2,185.00	4.125	0.000	0.000	$418,000	$625,500	45	No	Feb 06
30-year-fixed	$2,185.00	3.500	1.630	0.000	$125,000	$417,000	45	No	Feb 06
30-year-fixed	$2,185.00	3.875	0.000	0.000	$125,000	$417,000	45	No	Feb 06
30-year-fixed	$2,185.00	3.750	1.630	0.000	$418,000	$625,500	45	No	Feb 06
15-year-fixed	$2,185.00	3.375	0.000	0.000	$125,000	$417,000	45	No	Feb 06
15-year-fixed	$2,185.00	2.875	1.750	0.000	$125,000	$417,000	45	No	Feb 06
30-year-fha	$2,185.00	3.500	1.130	0.000	$125,000	$417,000	45	No	Feb 06
30-year-fha	$2,185.00	3.750	0.000	0.000	$125,000	$417,000	45	No	Feb 06
30-year-fha	$2,185.00	3.750	0.000	0.000	$418,000	$625,500	45	No	Feb 06
5-1-arm	$2,185.00	2.875	0.000	0.000	$125,000	$417,000	45	No	Feb 06
5-1-arm	$2,185.00	3.875	0.000	0.000	$418,000	$625,500	45	No	Feb 06
5-1-arm	$2,185.00	3.250	0.000	0.000	$125,000	$417,000	45	Yes	Feb 06
5-1-arm	$2,185.00	4.125	0.000	0.000	$418,000	$625,500	45	Yes	Feb 06
15-year-fixed	$2,185.00	3.625	0.000	0.000	$418,000	$625,500	45	No	Feb 06
15-year-fixed	$2,185.00	3.125	1.880	0.000	$418,000	$625,000	45	No	Feb 06
15-year-fixed	$2,185.00	3.625	1.630	0.000	$626,000	$1,000,000	45	No	Feb 06
15-year-fixed	$2,185.00	4.250	0.000	0.000	$626,000	$1,000,000	45	No	Feb 06
5-1-arm	$2,185.00	3.875	0.000	0.000	$626,000	$1,000,000	45	No	Feb 06
5-1-arm	$2,185.00	3.875	0.000	0.000	$626,000	$1,000,000	45	Yes	Feb 06
30-year-fixed	$2,185.00	5.000	0.000	0.000	$626,000	$1,000,000	45	No	Feb 06
30-year-fixed	$2,185.00	4.375	1.750	0.000	$626,000	$1,000,000	45	No	Feb 06

Click on the fees to see details

Obama's Refi Program. Will It Save You Money?

by Rich Iacovetta

Feb 03, 2012

Recently President Obama declared that he would be proposing a loan program that could enable homeowners to help save up to $3000 a month on their mortgage loan even if they don't qualify for the HARP loan program in Cali

Choose Your Own Mortgage Term From 8-30 Years

by Rich Iacovetta

Jan 20, 2012

While you were ringing in the New Year, Congress was at work ripping out the heart of your tax deductions. The ability of people who buy or own a home to write off the premiums they pay for mortgage insurance is now gone....

Why You Should Buy Before April 1st.

by Rich Iacovetta

Jan 06, 2012

CLICK HERE to watch this in video Want to know when's the best time to buy a home in California? Here's why 2012 is the best time to buy a house in California. Right before the new year, President Obama signed...

HARP Program Delayed Until March

by Rich Iacovetta

Dec 02, 2011

Click HERE to watch the Video version of this story. The Home Affordable Refinance Program or HARP, the program that will allow you to refinance your upside down mortgage has come out with their guidelines recently....

by Rich Iacovetta

Nov 18, 2011

Click HERE to watch the video version of this story <p style="margin-top: 10px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; color: rgb(51, 51, 51); font-family: Arial, Helvetica, sans-serif; font-size: 12px;...

by Rich Iacovetta

Nov 04, 2011

To watch this video of this blog post, click HERE Real Estate website Zillow just released results of a survey taken by first time homebuyers that revealed some shocking results of how knowledgeable they are about the

Banks Must Offer Foreclosure Alternatives Quicker

by Rich Iacovetta

Oct 21, 2011

In foreclosure news, banks must move faster to help you keep your property in California. If you're already behind on your mortgage, or waiting for months just to hear back from the bank to find out if their willing to...

by Rich Iacovetta

Sep 30, 2011

Click HERE to see this in video format Average home prices rose in California slightly after recent property assessments. This is some good news for California home owners, property values are on the rise after a couple of...

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