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NMLS: 120146
Contact Info

Rich Rano

CentralBanc Mortgage, Corp. A Direct Lender!

T: (425) 773-3100
P: (425) 289-2032 x104
M: (425) 773-3100
4055 Lake Washington Blvd. Suite#200
Celebrating our 41st Year in WA State! Ask about a Zero Closing Cost loan.
Kirkland, WA 98033

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#22

in Washington


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CentralBanc Mortgage Corp., is a Locally Owned Washington State Mortgage Banker , not a broker, doing residential mortgages for 41 years.

John Delaney, our CEO and Founder was recently named Best Mortgage Professional at the Best of the Best 2011 award cerimony at the Washington Association of Mortgage Professionals.

We close your loan in as little as 2 weeks and process your paperwork, underwrite and Fund your loan in house!

We are not a Broker - and have Zero Complaints after 41 years in business! Our management team has over 75 years of experience. This experience and knowledge allows us to find the best mortgage option for you. Our in house / local underwriting and funding work to make the entire mortgage process quick and simple for you.

We manage your home loan from our secure Kirkland location., and you can sign your documents from your home, so you do not need to travel to complete your transaction. We can do your loan in person or electronically via phone/email, safe and secure, whatever way you prefer.

Contact us directly and let us know how a Washington Direct Mortgage Lender can help you in your home buying or refinance process.

It dosen't get much easier or quicker for you and you get the luxury of dealing with a local loan officer with a reputation of integrity.Rich Rano , loan specialist, began his career in the Real Estate industry over 25 yeaqrs ago and his dedication the his clients is second to none. Not only does Rich keep you informed every step of the way he keeps a hands on approach to the processing of your loan in order to maintain control and protect your identity.Since we are not tied to only a few programs, like one bank may be, we don't try to "push" products on you but instead have the flexibility to find the right program for you.

Call for a quote and ask about our credit for a no closing cost loan!

Check out my reviews as I have clients that keep coming back to do business with me.

NMLS Lic.# MLO-120146

CentralBanc NMLS# 55244


Contributions to Lender411
Blogs
Home Purchase: Don't Start House Hunting Before You Have a Pre-Appr… Aug 28th 2011
Mortgage Rates: How do you know if you're getting the best" dea… May 25th 2011
Loan Programs: Govt Backed Super Conforming loans going away soon (417k+) May 19th 2011
First Time Buyers: Perfect Storm for Homebuying in WA May 16th 2011
Mortgage Rates: APR and Mortgages Aug 19th 2010
more...
Answered Questions
Lender411.com: Middle FICO credit 759, looking get a home mortgage in Se… Dec 20th 2011
Lender411.com: Can I refinance my home loan for a better rate? Dec 14th 2011
Lender411.com: Please see my question below Dec 12th 2011
Lender411.com: Refinancing my home with 706 credit score Dec 7th 2011
Lender411.com: Mortgage with 3 different employeed residents. Nov 28th 2011
more...
Contacted consumers with following loan scenarios
Washington, Home Refinance, Excellent Credit, Amount: $475,000, LTV 71% Nov 30th 2011
Washington, Home Purchase, Excellent Credit, Amount: $180,000, LTV 90% Oct 5th 2011
Washington, Home Refinance, Excellent Credit, Amount: $230,000, LTV 92% Oct 4th 2011
Washington, Home Refinance, Excellent Credit, Amount: $200,000, LTV 95% Aug 23rd 2011
Washington, Home Purchase, Good Credit, Amount: $150,000, LTV 75% Aug 14th 2011
Edward J. Aceto
I have refinanced three properties with Rich, one my personal residence and two rental properties. Rich has a "can do" attitude and goes the extra mile for you. With regard to the rental refinances, I was told that I couldn't get a certain interest rate by another mortgage broker, but Rich got the rate I needed. All three transactions were completed quickly with no problems. I highly recommend Rich to anyone. He is a great guy.
By Edward Aceto on March 13, 2010
Craig Deitz
Rich Rano went the extra miles with us as we procured refinancing on our property. We live on acreage and with changing regulations on home/acreage loans, we had several hurdles to overcome. Seemed along the way that getting a new loan was more difficult than it was worth, Rich maintained a positive and supportive attitude throughout the entire process and was able to find a lender that meet not only our needs, but who also provided a rate that made the refinance will worth the trouble. I strongly recommend Rich Rano, if not for the business end alone, then for the personal and friendly nature of the relationship.
By Craig Deitz on March 11, 2010
Rich was great!
Rich helped me refi my mortgage and did a great job. It was a particularly tough time to get anything done with the down economy and me being self employed. He stuck with me and helped me navigate all the paper work and documents. Truthfully I was a little nervous because I didn't know him before the process but he proved to be very reliable and professional. I got exactly what I was looking for at a great rate! I would recommend him to anyone!
By sokimoto on March 10, 2010
Don't Start House Hunting Before You Have a Pre-Approval Letter in Hand
by Rich Rano
Aug 28, 2011
Why should you get pre approved for a home loan before you start looking? If you are like so many first time home buyers, you search the internet, cruise the streets, and go to all the open houses and suddenly, you find the...
read more...
How do you know if you're getting the best" deal", or " lowest rate", when shopping for a mortgage?
by Rich Rano
May 25, 2011
You would think, with all the new regulations in place for mortgage brokers and banks that the consumer would have an easier time trying to find out if they're actually getting a good "deal" while shopping for a...
read more...
Govt Backed Super Conforming loans going away soon (417k+)
by Rich Rano
May 19, 2011
Super conforming loans are going away soon as upscale owners brace for mortgage shock. If you currently have a super conforming loan, or you are thinking about purchasing a home above the 417K level and below the super...
read more...
Perfect Storm for Homebuying in WA
by Rich Rano
May 16, 2011
Why is it a perfect storm to buy a home now? First, with escalating rents continuing to rise, you have got to be kidding me if are you waiting to buy? Look at the rents in the Seattle area alone, a studio in Capitol Hill is...
read more...
APR and Mortgages
by Rich Rano
Aug 19, 2010
APR: What Is It? How Does It Affect Your Mortgage Loan? Were all used to hearing the term Annual Percentage Rate (APR) applied to credit cards and car loans, but this term is also used with mortgage rates. The APR was meant...
read more...
$8000 Tax Credit Expires Soon
by Rich Rano
Mar 11, 2010
The $8,000 first-time homebuyer tax credit program was extended in 2009 but is set to expire in April of 2010. Homeowners who are looking to take advantage of this tax credit must be under contract on a home by April 30th...
read more...
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