Richard Woodward

I am are truly passionate about my profession and the result is that nearly 100% of my business is by referral from satisfied clients, trusted financial advisors and the most experienced realtors. My mission is to carefully guide you through the entire home loan process, so that you feel confident as you make choices about the many options available for your financing strategy. With many years and a wide range of experience in the mortgage industry, my dedicated team stands ready to assist each and every step of the way.

I understand that it's not just a house, it's your home. Your home is one of the largest financial commitments that you will make during your life, and many people view that as meaning just another monthly payment. I can help you realize that your home is truly a valuable financial tool, and will help you achieve the dreams and plans they envision for your future.

You only think about home financing a few times during your life. I think about it every single day. It's your home and your future. It's my profession and my passion. My team and I are ready to work for your best interest.

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Contributions to Lender411

Blogs Home Purchase: Pending home sales for the month of October climbed Dec 1st 2011 Home Purchase: Home Sales are Surging Dec 1st 2011 Mortgage Trends: Another Dip In Home Values? Nov 9th 2011 Mortgage Rates: rate lock advisory Nov 9th 2011 FHA Loans: Buyers under $280,000 will see increased cost for FHA Loans. Aug 19th 2010 more... Answered Questions Lender411.com: Can I get a VA Home Loan? Jan 10th 2012 Lender411.com: FICO credit score of 721, need to buy a home, can I do it? 29 days ago Lender411.com: Refinance with 600 credit score and late payment Jan 6th 2012 Lender411.com: 80/20 piggy back loans Dec 31st 2011 Lender411.com: FICO 570, Can I get mortgage on a home worth 45,000? Jan 1st 2012 more... Contacted consumers with following loan scenarios Texas, Home Refinance, Excellent Credit, Amount: $272,500, LTV 94% 4 days ago Texas, Home Equity, Excellent Credit, Amount: $2,500, LTV 99% Dec 1st 2011 Texas, Home Refinance, Excellent Credit, Amount: $230,000, LTV 92% Oct 5th 2011 Texas, Home Equity, Good Credit, Amount: $20,000, LTV 99% Aug 26th 2011 Texas, Home Equity, Good Credit, Amount: $50,000, LTV 99% Aug 1st 2011