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Ryan Broughton

Loan Leaders of America

T: (949) 608-0262
P: (877) 531-0887
F: (949) 313-0973
3 Macarthur Place
suite 650
Santa Ana, CA 92707

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#12

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Loan Leaders of America, Inc. is a Nationwide Wholesale Lender offering conventional and government loans on both residential and commercial properties. Established in 1998 Loan Leaders of America, Inc., has maintained to be one of the nation's most competitive wholesale lenders and diversified brokers in the industry, year after year.

Loan Leaders of America, Inc. specializes in conventional, government, purchase and refinance home loans; and offers lending in AZ, CA, CO, CT, FL, GA, HI, IA, NJ, ID, IL, KY, LA, MA, MD, ME, MN, MO, MS, MT, NC, NE, NM, OH, OK, OR, PA, SC, UT, VA, WA, WV, and WY. It is our Business Philosophy and Strategy to provide high quality mortgage loans, at the most affordable rates, by using a wide variety of Mortgage Lenders and a robust selection of Loan Programs. We know that great rates are not enough, so we also maintain an exceptionally high level of service. This is accomplished by maintaining a highly qualified staff of Loan Originators and Processors who believe in open lines of communication and in making themselves accessible to our clients.


Contributions to Lender411
Blogs
Mortgage Rates: Qualifying for a Better Mortgage Interest Rate Oct 12th 2011
Mortgage Trends: Market Snapshot 10-12-2011 Oct 12th 2011
First Time Buyers: What To Expect When You Take on a Mortgage? Oct 5th 2011
Refinance: Tips for Paying Down Your Motgage Fast Oct 5th 2011
Mortgage Rates: Consumer Confidence and Case-Shiller Index Update Sep 29th 2011
more...
Contacted consumers with following loan scenarios
California, Home Refinance, Excellent Credit, Amount: $512,500, LTV 84% 3 hours ago
Nebraska, Home Refinance, Good Credit, Amount: $155,000, LTV 84% 3 days ago
California, Home Refinance, Excellent Credit, Amount: $150,000, LTV 21% 4 days ago
California, Home Refinance, Excellent Credit, Amount: $232,500, LTV 93% 4 days ago
Idaho, Home Refinance, Excellent Credit, Amount: $235,000, LTV 71% 4 days ago
looking to refinance
Good loan rep keeping his customers informed.
By twccku_334_823 on November 7, 2011
Video Engineer
Ryan's professional attitude put him in my top list of financial specialists. He's warm, accurate. He talks in a way that makes you feel like talking to a trustworthy friend. He'll analyze your financial situation from very professional point of view and never push you to make harsh decisions.I strongly recommend him.
By Shu Yang on October 27, 2011
Excellent communication, excellent execution, always looking out for me
Ryan was great from the start. He explained the products to me, made his recommendation, but left the decision to me. We hit a couple of roadblocks, but he patiently worked thru them. We finally got a great 5-1 interest only refinance done at a great rate.Thanks a lot for your great work Ryan.
By orange_825 on August 3, 2011
Excellent
Ryan was very helpful, and kept me continuously apprised of changes in the mortgage rates. He helped me look at different financial scenarios to get the best picture of what was available to me. I would definitely consider using his expertise again if the need should arise.
By Pualani Wilmington on February 17, 2011
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chart_bar Mortgage Rates: 20 Result(s) Found
ProductFeesRateDisPntOrgPntLnAmtMinLnAmtMaxLockIntOnlyDate
30-year-fixed $1,195.00 3.750 0.000 0.000 $100,000 $417,000 30 No Feb 03
20-year-fixed $1,195.00 3.750 0.000 0.000 $100,000 $417,000 30 No Feb 03
15-year-fixed $1,195.00 3.250 0.000 0.000 $100,000 $417,000 30 No Feb 03
10-year-fixed $1,195.00 3.125 0.000 0.000 $100,000 $417,000 30 No Feb 03
3-1-arm $1,195.00 3.250 0.000 0.000 $100,000 $417,000 30 No Feb 03
5-1-arm $1,195.00 3.000 0.000 0.000 $100,000 $417,000 30 No Feb 03
7-1-arm $1,195.00 3.375 0.000 0.000 $100,000 $417,000 30 No Feb 03
10-1-arm $1,195.00 3.875 0.000 0.000 $100,000 $417,000 30 No Feb 03
5-1-arm-interest only $1,195.00 3.000 0.000 0.000 $100,000 $417,000 30 Yes Feb 03
7-1-arm-interest only $1,195.00 4.375 0.000 0.000 $100,000 $417,000 30 Yes Feb 03
30-yr-fix-jumbo $1,195.00 3.875 0.000 0.000 $417,000 $729,750 30 No Feb 03
5-1-arm-jumbo $1,195.00 3.500 0.000 0.000 $417,000 $729,750 30 No Feb 03
7-1-arm-jumbo $1,195.00 4.375 0.000 0.000 $417,000 $729,750 30 No Feb 03
30-year-fixed-fha $1,195.00 3.750 0.000 0.000 $100,000 $417,000 30 No Feb 03
15-year-fixed-fha $1,195.00 3.250 0.000 0.000 $100,000 $417,000 30 No Feb 03
5-1-arm-fha $1,195.00 3.250 0.000 0.000 $100,000 $417,000 30 No Feb 03
30-yr-fix-fha-jumbo $1,195.00 3.750 0.000 0.000 $417,000 $729,750 30 No Feb 03
15-yr-fix-fha-jumbo $1,195.00 3.625 0.000 0.000 $417,000 $729,750 30 No Feb 03
5-1-arm-fha-jumbo $1,195.00 3.250 0.000 0.000 $417,000 $729,750 30 No Feb 03
30-yr-fix-non-conf $1,195.00 5.250 0.000 0.000 $417,000 $2,000,000 30 No Feb 03
Click on the fees to see details
Qualifying for a Better Mortgage Interest Rate
by Ryan Broughton
Oct 12, 2011
You may not know it, but the interest rate you’ll pay for your home loan depends on a number of different factors. Changing any one of these factors can help not only make you a better candidate for a loan, but also...
read more...
Market Snapshot 10-12-2011
by Ryan Broughton
Oct 12, 2011
Interest rates continue to increase this morning;the 10 yr note yield at 2.22% at 9:00 and in our opinion is headed to support at 2.30%. Technically the rate markets have broken down and are now bearish; a double bottom on...
read more...
What To Expect When You Take on a Mortgage?
by Ryan Broughton
Oct 05, 2011
The mortgage application process can be daunting for first-time home buyers. Knowing what to expect can help them to prepare for it. The mortgage process should begin as soon as you start looking for a home and it does not...
read more...
Tips for Paying Down Your Motgage Fast
by Ryan Broughton
Oct 05, 2011
Whether you have an FHA loan or a private mortgage from the bank down the street, the idea of paying off your loan is no doubt attractive. If you’re in a good place financially, there are ways to take your 30 year...
read more...
Consumer Confidence and Case-Shiller Index Update
by Ryan Broughton
Sep 29, 2011
Consumer Confidence Numbers Released The Conference Board Consumer Confidence Index, remained essentially unchanged in September after declining sharply in August. The index data came in at 45.4 which is up slightly from 45.2...
read more...
What To Expect When You Take on a Mortgage?
by Ryan Broughton
Sep 29, 2011
The mortgage application process can be daunting for first-time home buyers. Knowing what to expect can help them to prepare for it. The mortgage process should begin as soon as you start looking for a home and it does not...
read more...
Federal Open Market Committee Update
by Ryan Broughton
Sep 26, 2011
The Federal Open Market Committee (FOMC) concluded its two day meeting today with a 7-3 vote to leave the Fed Funds Rate (the rate at which lending institutions lend to each other) unchanged within its current target range of...
read more...
Yet Another Record Breaking Week for Mortgage Rates
by Ryan Broughton
Sep 26, 2011
Mortgage rates set record all time lows yet again this week on the back of more global fears about European debt default and general anxiety over the U.S. economy as a whole. While employment is an issue for many and economic...
read more...
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Hello my name is Ryan Broughton, a senior loan consultant and manager at Loan Leaders of America. With over ten years experience I have been fortunate enough to experience the good and bad times of the Mortgage & Real Estate markets. Through the years I have never deviated from my code of ethics and idea of how Mortgage & Real Estate business should be handled. I pride myself in what I do and offer each and every one of my clients a very honest and personal service. The process of refinancing your home or purchasing a property does not have to be as difficult as some make it. When you have someone working for you with your best interest at heart, you'll see what I'm talking about. I look forward to serving you!

Testimonials

Testimonial 1:

Ryan,

Thank you for trying as I appreciate your personal and professional integrity in helping me after this loan was already closed. I look forward in not having to pursue any more loan processes in the near future, however if I were too need too; I would not hesitate to call on you. Keep up the integrity as priority in your professionalism and you will in the long run come out ahead. I plan to refer you to family and friends as often as I hear others are requiring your services.
 
Take care and thank you again!
 
Don Eneim
(California)
*Saturday, February 09, 2008 9:49 AM

Testimonial 2:

Good Morning Ryan,

I just wanted to take the time to say thank you for all your hard work and time you have spent on this loan.  It was simply a pleasure doing business with you and I appreciate the fact that you were upfront and "honest" from the very beginning.  If I ever need anything in the future, I will not hesitate to give you a call. Thanks again and I will wait for your final confirmation.

Karen Wilhelm

(Oregon)
*Monday, March 03, 2008 11:16 AM

 

Testimonial 3:

Hello Ryan,

I just wanted to send you a little note to say a very big thank you for helping me with my refi, that was a very stressful time for me and I know you did all you could to make things go smoothly. I appreciate your very hard work and diligence and I would be happy to recommend your services to any friends or family that might be needing financing in the future. Things have improved for me considerably since we last spoke and I am now getting settled back into a some sort of a regular routine after a couple of hectic crazy months. It's was a pleasure doing business with you, best wishes and if your ever up this way I would love to meet you so please let me know and maybe you could come to the restaurant for lunch or dinner.

Sincerely,

Steve Anderson
(Washington)
*May 27, 2008 12:01 AM

 

Testimonial 4:

Hi Ryan,

Hey, thanks for your availability last night while we were signing loan documents. You've done a great job putting all of this together and I appreciate the deal you got me.

Jeramy Hale
(California)


 

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