Scott Kinne

Helping clients find the best loan solution for their unique situations is what I have focused on since 1990. Other lenders often lose sight of the big picture and talk in the basic terms of Rate, Term, LTV, Ratios and Credit Scores. I see mortgages as being the largest financial decision most people face, and help my clients understand additional complex issues such as: Time Value of Money, Effective Rates, Return on Investment, and best use of money. I work closely with you and your Financial Planner to insure that your mortgage integrates well with your overall financial plan. "There is more to a mortgage than the rate!"

Contributions to Lender411

Blogs Refinance: HARP refinance program REVISED! Oct 26th 2011 more... Answered Questions Lender411.com: Should I refinance or pay off my home early? Feb 23rd 2012 Lender411.com: I'm looking at my options to refinance our 2.5 year old 3… Feb 15th 2012 Lender411.com: What does a prior bankruptcy do to my chances to refinance? Dec 8th 2011 Lender411.com: Do I qualify for the new HARP program? Nov 16th 2011 Lender411.com: Underwater Loan, Freddie Mac, what can we do? Nov 4th 2011 more... Contacted consumers with following loan scenarios West Virginia, Home Purchase, Good Credit, Amount: $327,500, LTV 99% 8 days ago West Virginia, Home Purchase, Excellent Credit, Amount: $112,500, LTV 98% Apr 12th 2012 West Virginia, Home Purchase, Excellent Credit, Amount: $122,500, LTV 98% Mar 30th 2012 West Virginia, Home Purchase, Good Credit, Amount: $152,500, LTV 98% Feb 6th 2012 West Virginia, Home Purchase, Excellent Credit, Amount: $272,500, LTV 94% Jan 8th 2012