Tim Simpson

Congratulations! Your search for the solution to your mortgage lending needs is over.
Alcova Mortgage is a coalition of mortgage professionals who subscribe to the same ethical, moral and professional beliefs. We are all in this business because we enjoy the feeling of helping someone get into a new home. We want to give you the power to make educated decisions based on the clear and concise information provided. It's that simple.

Alcova Mortgage specializes in home purchases and refinances with programs designed for every credit situation. Why is your search over? Because we give our clients what they want: great service, the best rates available to them, and no hidden costs or fees.

Our goal is to provide exceptional service from loan application through funding.
Alcova Mortgage prides itself on listening to the needs of its clients and satisfying those needs whenever possible.

Another goal is to provide our clients with the best rates available to them. Not everyone qualifies for "the lowest rate" because of the various factors lenders use to assess risk i.e. credit, job history, debt-to-income ratio, and loan-to-value. We pledge to get you the best rate available for you and the loan program that best fits your borrowing needs. Unlike most mortgage companies, Alcova Mortgage is an FHA / VA approved lender, which allows our clients access to the full spectrum of lending programs; conventional, FHA and VA.

Alcova Mortgage was founded on the principle of integrity and demonstrates this commitment to each and every client by making the transaction as transparent as possible. Unlike many mortgage companies, Alcova mortgage fees are reasonable and disclosed upfront leaving no surprises at the closing table.

Contributions to Lender411

Answered Questions Lender411.com: judgement on credit report Aug 25th 2011 Home Purchase: If i get a usda loan am i eligible for a second mortgage … May 5th 2011 Home Purchase: HELLO Mar 16th 2011 Home Purchase: i got the aproval in the mail for a va loan, from the va.… Nov 3rd 2009 Home Purchase: buy our first home. Sep 18th 2009 more... Contacted consumers with following loan scenarios West Virginia, Home Purchase, Good Credit, Amount: $152,500, LTV 98% 25 days ago West Virginia, Home Purchase, Excellent Credit, Amount: $272,500, LTV 94% 29 days ago West Virginia, Home Purchase, Excellent Credit, Amount: $132,500, LTV 76% Dec 22nd 2011 West Virginia, Home Refinance, Excellent Credit, Amount: $135,000, LTV 82% Nov 10th 2011 West Virginia, Home Purchase, Good Credit, Amount: $120,000, LTV 92% Sep 6th 2011