Chris Comberrel

Hello, my name is Chris Comberrel and I am a Mortgage Banker with Envoy Mortgage.

I am a mortgage professional who is in your corner. It feel that it is vital to take the time to know what your long-term goals are. Communication is the key factor here. My service platform caters to making my client's life easier. I am going to "wow" my clients by providing exceptional service and terrific financial advice.

Taking the step into home ownership is one of the most important financial decisions a person will make in their lifetime. There are many factors to consider when embarking on this venture. Literally hundreds of loan programs are available, and it is important to find the one that best fits your personal long-term goals.

Many prospective home buyers sometimes turn to Internet-based services just to see what current interest rates are. But faceless web site will not take the future financial planning into consideration or guide any potential borrower through the many nuances of the loan process. When shopping for a home loan, this is best to be handled when I, as your mortgage banker, can explain every piece so that my clients understand the entire process from start to finish.

As your mortgage consultant I will be able to narrow down a selection of programs based on the information that you have provided, and present you with an easy-to-read spreadsheet that clearly defines viable options for your interest rate and amortization schedule, monthly payment and any potential savings you may realize.

Home ownership imparts a rewarding vehicle for building wealth and a strong financial future. I am your mortgage consultant that you can choose that will be there not only when your loan closes, but will also provide you with ongoing service to assist you in managing your complete mortgage needs over time.

All about Envoy Mortgage

Envoy Mortgage offers an incredibly experienced staff offering expertise in all areas of mortgage lending. As a mortgage bank, Envoy Mortgage controls the entire loan process from the initial application all the way through the delivery of the loan into the secondary market.

We are able to ensure an accurate and faster closing process because each step occurs in-house - processing, underwriting, closing, funding, shipping and secondary marketing. Because we control the entire process, there are limited surprises for our loan officers, borrowers and banking partners.

Envoy Mortgage has direct endorsement authority from the Federal National Mortgage Association (also known as "Fannie Mae") as well as the Federal Housing Administration (also known as "FHA").

To date, Envoy has been a retail only mortgage banker with an emphasis on conventional and FHA/VA loans. There are aggressive growth plans underway that would have Envoy Mortgage lending in all 50 states.

Here are some Envoy highlights:

Here is what makes us different:

• Latest in technology with electronic signatures (eSign)
• Digital loan files
• On-line application process
• Around the clock loan fulfillment processes
• Unmatched seasoned expertise at the management level
• We have full control of the loan process (from the initial application to funding of the loan)
• We care about the success of all of our employees.
• Our teamwork, systems and passion for the business is second to none