I had read about some nightmares regarding home purchases so I was not looking forward to being raked over the coals during the loan process. I ended up being more than happy that everything went smooth even though our transaction was pretty complex because our purchase was a foreclosed home that was bank owned. David told me the day I applied when the closing date would be and made certain that the loan closed on time. The whole process was zero stress, painless! I will continue recommending David Mordue @ Wells Fargo to friends and co-workers.