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user_6795
NMLS: 110379
Contact Info

Donald LaPlume

Emery Federal Credit Union

T: (603) 543-3700 x1
M: (603) 304-6593
225 Derry Road
Hudson, NH 03051

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Specializing in government loans I am a senior loan officer with Emery Federal Credit Union. Having been in this industry in the good and bad years I have found that the key to my success and that of my clients is Education. Guidelines change. Loan programs come and go. Understanding today's rules and paring that knowledge with my client's goals makes all of us successful.

Prior to my time with Emery Federal Credit Union I have run branch offices for several banks and mortgage companies. I specialize in working with First-time Home Buyers and Reverse Mortgage Clients. Two opposite ends of the spectrum you might say. The reason I am so trusted with these groups is the time I take guiding and educating them. I am here to help you understand the mortgage process in today's rapidly changing environment and make the process as smooth as it can. Due to my service level and guidance, the vast majority of my business comes from referrals in these 2 groups.

I am here to help guide you in your home financing needs. Whether we are around the corner from each other or across the country. The majority of my loans written are in NH, VT and MA due to my home being in NH. However, I am licensed and servicing clients in all 50 states.


Contributions to Lender411
Blogs
FHA Loans: FHA LOAN COSTS UP! Get a lower cost mortgage. Apr 23rd 2012
Home Purchase: The Home Buying Process for Today's Market Feb 22nd 2012
First Time Buyers: First Time Home Buyers Can Buy Today! Feb 22nd 2012
FHA Loans: The Crackdown on FHA Mortgages Feb 11th 2012
Loan Programs: Home Underwater? You might still be able to refinance! Jan 31st 2012
more...
Answered Questions
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Lender411.com: 203k Question Apr 13th 2012
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Contacted consumers with following loan scenarios
New Hampshire, Home Purchase, Excellent Credit, Amount: $1,040,000, LTV 83% Apr 11th 2012
New Hampshire, Home Refinance, Excellent Credit, Amount: $87,500, LTV 92% Mar 3rd 2012
New Hampshire, Home Purchase, Excellent Credit, Amount: $232,500, LTV 80% Jan 20th 2012
Massachusetts, Home Refinance, Excellent Credit, Amount: $200,000, LTV 57% Dec 31st 2011
Massachusetts, Home Refinance, Excellent Credit, Amount: $815,000, LTV 86% Nov 18th 2011
the best!
Mr. Donald LaPlume had many other clients,but he all ways made me feel like I was his only one.the guy would email me an answer at midnight!who else would do that!I had called Don with many questions,he would all ways spend time with me answer each question and make sure I under stood ever answer.I would gladly go with Don for each house I should buy.
By scennc_358_513 on May 20, 2012
FHA LOAN COSTS UP! Get a lower cost mortgage.
by Don LaPlume
Apr 23, 2012
Yes, the cost of getting an FHA loan is up in two ways. 1. In the government funding fee also know as the Up Front Mortgage Insurance Premium, or UFMIP for short. Before April 9th this fee was at 1% of your loan amount. Now...
read more...
The Home Buying Process for Today's Market
by Don LaPlume
Feb 22, 2012
Did you know that over 90% of potential home buyers start the process in reverse? Today I'd like to share the 3 key steps in the home buying process, in proper order. If you are considering a new home purchase there is a...
read more...
First Time Home Buyers Can Buy Today!
by Don LaPlume
Feb 22, 2012
Many would be First Time Homebuyer's don't believe they qualify to buy! Did you know that almost 70 percent of the potential first time home buyers we interview qualify to buy a home on day one? Today I'd like...
read more...
The Crackdown on FHA Mortgages
by Don LaPlume
Feb 11, 2012
That's right, there is a Crack Down on FHA Mortgages going on right now. If you plan to purchase a home or refinance a home using an FHA mortgage be sure to stay tuned. I will be releasing updated data as it comes out...
read more...
Home Underwater? You might still be able to refinance!
by Don LaPlume
Jan 31, 2012
A huge percentage of home owners are underwater. Meaning the value of their home is lower than what they owe on it. The incredibly low refinance interest rates have been a tease and a taunt to almost all of them. Until now!...
read more...
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