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Contact Info

Gene Neal

Atlantic Home Capital

T: (877) 276-6400 x101
F: (631) 687-3513
4175 Veterans Memorial Hwy
Ronkonkoma, NY 11779

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My mission is to help you clearly understand your mortgage. I am your Spy willing to explain to you the entire process from A to Z. I am your GPS to a perfect Mortgage. Each 1 Teach 1 that's my Motto.

I provide purchase mortgages and refinance loans for owners and investors. I also have the ability to assist in the process of purchasing and refinancing commercial properties as well.


Whether you are purchasing your first home or refinancing your existing home, Atlantic Home Capital, Corp. can help assist you through the process. We will make it easier for you to understand how the process works and assist you in determining what you can afford and the mortgage amount you qualify for. In short, we will help you find the right loan for you and your financial goals. Our company's success is based upon our commitment to our clients. Atlantic Home Capital Corp. prides itself in customer service.


Contributions to Lender411
Blogs
Mortgage Trends: Housing headed up? Yesterday
Mortgage Trends: Where can you afford? 2 days ago
Mortgage Rates: Can I receive a 3.79% 3 days ago
Mortgage Trends: The FOMC 6 days ago
Mortgage Trends: Housing starting to heat up 7 days ago
more...
Answered Questions
Lender411.com: Will my credit score drop if I pay off the loan early? 6 days ago
Lender411.com: help with getting mortgage 21 days ago
Lender411.com: HARP 2.0 without overlays? 23 days ago
Lender411.com: HARP 2.0 through current lender is a little more than $10… Apr 5th 2012
Lender411.com: Can private lenders legally decline a re-fi loan even as … Mar 29th 2012
more...
Contacted consumers with following loan scenarios
Connecticut, Commercial, Excellent Credit, Amount: $25,000, LTV 3% 23 days ago
Connecticut, Commercial, Poor Credit, Amount: $1,000,000, LTV 99% Apr 2nd 2012
Delaware, Commercial, Good Credit, Amount: $550,000, LTV 71% Mar 6th 2012
Maine, Commercial, Excellent Credit, Amount: $625,000, LTV 99% Feb 6th 2012
Maine, Commercial, Excellent Credit, Amount: $25,000, LTV 11% Jan 27th 2012
Housing headed up?
by Gene Neal aka The MortgageSPY
May 23, 2012
More good news from the housing market. The number of home resales rose in April nationwide, and median sales prices rose, too. The former is a function of an improving market conditions; the latter a function of the actual...
read more...
Where can you afford?
by Gene Neal aka The MortgageSPY
May 22, 2012
Everywhere you look, mortgage rates are down. Conforming mortgage rates, FHA mortgage rates, USDA mortgage rates and jumbo mortgage rates are each posting all-time lows.Combined with slowly rising home values and an increase...
read more...
Can I receive a 3.79%
by Gene Neal aka The MortgageSPY
May 21, 2012
Freddie Mac says mortgage rates are 3.79% nationwide with an accompanying 0.7 discount points nationwide -- an all-time low. Yet, few people actually get that rate from their lender with the same number of points. What's...
read more...
The FOMC
by Gene Neal aka The MortgageSPY
May 18, 2012
According to the recently-released FOMC Minutes, the Federal Reserve stands prepared to launch new market stimulus should Europe not contain damage from its current political and economic environment. Fed : Vigilant On Europe...
read more...
Housing starting to heat up
by Gene Neal aka The MortgageSPY
May 17, 2012
Slowly and steadily, the housing market plods ahead. In April, for the third-straight month, the data backed up what today's home buyers have already found out -- in many U.S. markets, the bottom is behind us. Housing...
read more...
Home Building Rising?
by Gene Neal aka The MortgageSPY
May 16, 2012
Buyers of new construction are on the clock. With builder confidence rising and new home sales expected to pop, the best time to buy a new home this year may be right this very minute. Builder Confidence At 5-Year High After...
read more...
HARP 3 A Framework Emerges From Congress
by Gene Neal aka The MortgageSPY
May 15, 2012
HARP 3 : A Framework Emerges From CongressSince 2009, the Congress, FHFA and the FHA have introduced and/or improved a myriad of homeowner-friendly mortgage programs including the HARP refinance, the FHA Streamline Refinance,...
read more...
FHA Change for the better?
by Gene Neal aka The MortgageSPY
May 14, 2012
For certain FHA-backed homeowners, refinancing via the FHA Streamline Refinance program is about to get a lot less expensive.Beginning June 11, 2012, the FHA implements a new policy for its mortgage insurance rates. Millions...
read more...
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“Gene was a highly professional and personable financial advisor. I can honestly say he made our refinancing experience a pleasure. He provided us answers to any questions we had either from himself or by finding the right people for us to contact in a very timely manner. I would use his help in any future endeavors and recommend him highly.” August 3, 2010

Top qualities: Great Results, Personable, Expert

debbie gallone,
hired Gene as a Financial Advisor in 2009

Equal Housing Opportunity
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