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Integrity, dedication, knowledge and experience are qualities essential to successful mortgage origination.

Possesses a high degree of integrity and personal character on which applicants may completely rely on for an honest evaluation concerning their application.

Is knowledgeable of all aspects of mortgage program and products and the ability to translate them in to simple terms to would be applicants. Has the ability to describe specific details of each program to realtors and other referral sources.

Has knowledge of all federal and state regulatory requirements, being certain that no law is violated during the origination through settlement periods.

Is a highly skilled professional with the ability to motivate and lend support to investor's personnel in the underwriting of mortgage applications. Personally monitors every phase of the origination process, solving problems and accelerating the process of the loan at every stage.

Has over 40 years of experience in the consumer finance/mortgage industries. Served as president on the board of directors of his states trade association. Also held positions on other industry associations board of directors at the state and national level. Served on numerous committees.>

Contributions to Lender411

Answered Questions Lender411.com: Should I get a no cost refinance? Jan 18th 2012 Lender411.com: Should I refinance if moving in a few years? Jan 5th 2012 Lender411.com: No cost refinancing for my home, will I save money? Dec 12th 2011 Lender411.com: Can I get a Home Equity Line of Credit with 30% free equi… Dec 12th 2011 Lender411.com: Interested in an FHA home loan, do I qualify with a credi… Dec 12th 2011 more... Contacted consumers with following loan scenarios Alabama, Home Refinance, Excellent Credit, Amount: $210,000, LTV 91% 6 days ago Alabama, Home Refinance, Good Credit, Amount: $122,500, LTV 80% Apr 12th 2012 Louisiana, Home Purchase, Excellent Credit, Amount: $172,500, LTV 99% Mar 2nd 2012 Kentucky, Home Purchase, Excellent Credit, Amount: $132,500, LTV 98% Jan 24th 2012 Alabama, Home Purchase, Excellent Credit, Amount: $147,500, LTV 89% Dec 29th 2011