Joseph Afonso

I'm a licensed loan officer in Arizona with Peoples Mortgage Company.

With over 10 years as a business and sales professional, Joe has used his excellent communications and organizational skills to enhance customer relations in the mortgage industry. He prides himself in honesty, timely processing and a dedication to always satisfying customer needs and their financial goals in real estate. Outstanding service is what sets Joe and Peoples Mortgage Company apart from the competition. There is no better compliment than the trust hundreds of his customers have displayed by referring others. He has excelled in all types of mortgage transactions from home and investment purchases to refinancing and debt management. The greatest thing about my business is I get to find my clients the best interest rate, the most suitable mortgage for their family's needs, and give them peace of mind and certainty that they are getting the very best mortgage available today.

Provide me your e-mail address and I will send you my monthly newsletter and weekly rate minder. These tools provide you with regularly updated rates from all our lenders, market trends, housing stats and helpful homeowner tips.

If you would like a confidential review of your existing mortgage, it would be my pleasure to assist you. If there's a better product that's more suited to your unique needs, I'll be able to tell you and you can start saving money right away.

My team and I are licensed loan officers that specialize in assisting first time buyers and take the time to educate them on the home buying process so they can make educated decisions and use their home as a tool to help them achieve their financial goals. We specialize in Conventional, FHA, VA and Jumbo financing. We serve all of Maricopa and Pinal counties.

Joe Afonso jafonso@azhomerates.com

Contributions to Lender411

Blogs Home Purchase: Another Look At Mortgage Insurance Feb 22nd 2012 Credit: The Keys To Qualifying For a Mortgage Feb 7th 2012 Home Purchase: Mortgages and the Self Employed Jan 30th 2012 Credit: Authorized User Accounts - Not all bad...not all good Nov 2nd 2011 FHA Loans: What To Look For In A Property When Using FHA Financing? Aug 23rd 2011 more... Answered Questions Lender411.com: Can I get a refi if I work commute in another state? Apr 4th 2012 Lender411.com: Can I refinance my mortgage with out an earned income? Mar 5th 2012 Lender411.com: Stay put or pay off loan difference on underwater mortgage? Mar 2nd 2012 Lender411.com: Can my wife and I purchase a home with a 550 credit score… Feb 21st 2012 Lender411.com: Can we get into a Home Loan with credit score of 612? Feb 7th 2012 more... Contacted consumers with following loan scenarios Arizona, Home Purchase, Excellent Credit, Amount: $362,500, LTV 81% Apr 23rd 2012 Arizona, Home Refinance, Excellent Credit, Amount: $110,000, LTV 96% Jan 30th 2012 Arizona, Home Refinance, Excellent Credit, Amount: $280,000, LTV 90% Oct 8th 2011 Arizona, Home Purchase, Poor Credit, Amount: $340,000, LTV 94% May 10th 2011