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James has 28 years in the Real Estate field with the majority of those years as a Mortgage Banker and owner of 2 Mortgage Companies with several offices in New England overseeing 1,000 plus transactions. James incorporates cutting edge State of the Art technology to assure a fast accurate and smooth mortgage process from start to finish. And most of all James value of integrity and honesty, both personally and professionally is what sets James a part from the rest.

He will work hard to help you accomplish your goals and dreams Call, email or come see James
Phone: (919) 324-9000 E-mail: JB@NCMortgages.net


James Brooks Servant's heart made me feel I was his only customer!!
When trying to write to thank James for all that he did to help me with my home loan, I found that there are so many things to say I don't even know where to start. First, let me say that I found James to be someone that is professional, knowledgeable, and someone that by nature goes well beyond the call of duty to serve his customers. I know that he puts His customers firstJames worked many long hours to ensure that my loan went as smooth as possible. I very much appreciated that every time I would call or email James with a question or concern he would get back in touch with me the same day. Also, I appreciated that he was always so positive and knew just what to say to calm any Situation. I recently saw a political ad on TV that said the man the ad was about had a "servant's heart". When I heard those words I thought to myself that describes James Brooks perfectly. James truly does project a "servant's heart" in all that he does for his Clients.James Servant's heart made me feel I was his only customer and that among other things has Made me a very happy customer!James Company is so lucky to have him as part of their team. Also, the many customers that he will help one on one in the future will soon learn as I did what a difference he will make intheir lives.James, I appreciate all that you did to make my dream of owning my own home become areality. I thank God for you and hope that he will bless and keep you and your family in the future.Sincerely,Phyllis B
By jburke_391_235 on January 10, 2013
Best In The Business!!
It has been a great pleasure knowing and working with James. I couldn't imagine having someone else to do our loan.James fought every day to get our paperwork through so we can close on time. Even when he was suppose to be taking time off.When closing came, we could not believe that this was really happening.I know that if it wasn't for James skills and experience that we would have never been able to close on our house. Paul K
By PaulNC on March 3, 2011
chart_bar Mortgage Rates: 7 Result(s) Found
ProductFeesRateDisPntOrgPntLnAmtMinLnAmtMaxLockIntOnlyDate
30-year-fixed $1,295.00 4.500 0.000 0.880 $175,000 $417,000 30 No Apr 15
20-year-fixed $1,295.00 4.250 0.880 0.000 $150,000 $417,000 30 No Apr 15
15-year-fixed $1,295.00 4.375 0.000 0.880 $175,000 $417,000 30 No Apr 15
30-year-fha $1,295.00 4.500 0.000 0.880 $175,000 $417,000 30 No Apr 15
15-year-fha $1,295.00 3.875 0.000 0.880 $175,000 $417,000 30 No Apr 15
5-1-arm $1,295.00 4.250 0.380 0.000 $175,000 $417,000 30 No Apr 15
7-1-arm $1,295.00 4.125 0.000 0.500 $175,000 $417,000 30 No Apr 15
Click on the fees to see details
By James Brooks The bond market is currently down 9/32 (2.67%), which should push today's mortgage rates higher by approximately .125 of a discount point. Yesterday afternoon's release of the Fed Beige Book report...
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By James Brooks Today's bond market has opened up slightly despite stronger than expected economic news. Another round of early stock weakness has helped support bond prices. The bond market is currently up 3/32, which...
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By James Brooks The bond market is currently down 3/32, but we should see little change in this today's mortgage rates due to strength late yesterday that is offsetting today's losses. Yesterday's 7-year...
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By James Brooks This week brings the release of six pieces of relevant economic data along with two Treasury auctions that have the potential to affect mortgage rates. The first will come from the New York-based Conference...
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By James Brooks Friday's bond market is up slightly. The stock markets are mixed but relatively calm. The bond market is currently up 3/32, which should improve mortgage rates by approximately .250 of a discount point if...
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By James Brooks Today's bond market has opened in positive territory with stocks showing early weakness.The bond market is currently up 10/32, which should improve today's mortgage rates by approximately .125 - .250...
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The bond market is currently down 12/32, erasing yesterday's afternoon improvement in mortgage rates. This means we should see this morning's pricing very close to yesterday's morning rates. The major stock...
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By James Brooks The major stock indexes are showing fairly sizable gains with the Dow up 102 points and the Nasdaq up 26 points. The bond market is currently up 2/32 (2.95%), which should improve this morning's mortgage...
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