NJ Stated Income Loan Program

• No Minimum Credit Score
• Loans up to $3 million
• Up to 70% Loan To Value
• Rates starting at 5%

• Self Employed ONLY
• Purchase or Refinance
• Easy Approval - "make-sense underwriting"
• Primary Residence ONLY - Investment Properties OK (Bergen & Union counties)
• 40 Year Fixed Rates Available!!

NY Stated Income Loan Program

• Min 660 Credit
• Loans up to $1.5 million - up to $3 million (Mixed Use)
• Up to 75% Loan To Value(under $250k) - Up to 70%LTV(above $250k)
• Rates from 7.5% - 9.5%(construction)

• Self Employed ONLY
• Purchase or Refinance
• Easy Approval - "make-sense underwriting"
• Primary or Investment Properties (up to 4 units)
• Construction/Perm Loans Available!!

NY/NJ No Doc Purchase Program

• Min 740+ Credit
• Loans up to $1 million
• Up to 70% Loan To Value
• Rates starting at 7.5%

• Self Employed -or- Wage Earner
• No Income Verification / No Asset Verification
• Easy Approval - "make-sense underwriting"
• Primary Single Family Residence ONLY
• Fixed Rates Available!!

We have expertise in the following areas for both Purchase & Refinance:

• Matawan, NJ Mortgage Loans
• Alpine, NJ Mortgage Loans
• Newark, NJ Mortgage Loans
• Bergen, NJ Mortgage Loans
• Jersey City, NJ Mortgage Loans

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