J Martin

I'm a ten (10) year mortgage consultant who specialize in conducting a comprehensive overview of my clients financial situation. I'm experienced in financing all different types of loans, (FHA, VA, USDA, Reverse Mortgages, Commercial Loans, Loan Modifications and Short Refi's.

I attend updated classes and seminars in the mortgage industry to stay current with the ever changing rules and regulations from many lenders.

My online consulting service provides my clients with solutions and a course of action in gettng them prepared in purchasing or refinancing a home.

Our Short Refi's and Loan Modifications products are becoming our most popular products at the moment because of the declining housing market.

Contributions to Lender411

Blogs First Time Buyers: Get Up to $25,000 Apr 21st 2011 more... Answered Questions Lender411.com: What refinance rate can I get with my credit? 21 days ago Lender411.com: What refinance rate can I get with my credit? 21 days ago Lender411.com: Should I refinance for 30 yrs or 25 yrs Nov 22nd 2011 Lender411.com: Does disability count as income for a mortgage? Nov 7th 2011 Lender411.com: Refinancing a USDA Mortgage Aug 26th 2011 more... Contacted consumers with following loan scenarios Tennessee, Commercial, Excellent Credit, Amount: $175,000, LTV 88% 17 days ago North Dakota, Commercial, Excellent Credit, Amount: $25,000, LTV 8% Dec 29th 2011 Oklahoma, Commercial, Good Credit, Amount: $600,000, LTV 99% Dec 5th 2011 Alabama, Commercial, Good Credit, Amount: $350,000, LTV 99% Nov 8th 2011 Indiana, Commercial, Excellent Credit, Amount: $225,000, LTV 90% Oct 18th 2011