Joe LaVallie

The Integrity Team Overview

Executive Summery

The goal of our unique Preferred buyer program is to make the home buying process as simple as possible

The Integrity Team (Joe LaVallie and Tom Derpack) understands how important financing is to your home purchase. Financing can be one of the biggest influences on your decision to purchase. The Integrity Team at HomeStreet understands this and has created a unique offering of products and services to help create the best buying experience for you.

Creating satisified customers through Service

The Integrity Team is one of the most experienced mortgage teams in the nation. We have been working with buyers for over 40 years of combined experience. That experience combined with over 90 year of lending experience of HomeStreet Bank make for a valuable resource. As you learn more about how working with a mortgage team can reduce your time procesing through your loan, you will also benefit from the commitment of HomeStreet to the housing market. HomeStreet Bank is a lender that has an experienced executive, management, and operations team, that has proven its ability to close loans.

Our Integrity Team approach is designed to have double coverage on each transaction. You should always be able to reach one of us. If you need an immediate answer you should be able to reach one of us for an answer. Buyers will also be able to reach one of us and this access will eliminate unnecessary calls from buyers, escrow agents, sellers, and selling agents. The fewer number of phone calls per transaction the less work is involved in the transaction. Let us show you how increasing the efficiency of your home purchase will improve your quality of life.

Core Convictions

Always Bring Value to Our Partners
Relationships are Cherished
Honesty and Transparency
Committed to Growth and Learning
We enjoy the home buying process
We have created a system to make it easy to work with us

Contributions to Lender411

Blogs Reverse Mortgage: Reverse mortgage day 5 Mar 1st 2013 Reverse Mortgage: Reverse mortgage day 4 Feb 28th 2013 Reverse Mortgage: Reverse mortgage day 3 Feb 27th 2013 Reverse Mortgage: Reverse mortgage day 2 Feb 26th 2013 Reverse Mortgage: Reverse mortgage day 1 Feb 25th 2013 more... Answered Questions Lender411.com: Do you have to be 62 years old to get a Reverse Mortgage Apr 11th 2013 Lender411.com: What is the difference between HARP and DU Refi Plus? Dec 6th 2012 Lender411.com: What is the difference between HARP and DU Refi Plus? Dec 6th 2012 Lender411.com: qualify for loan, too young Aug 17th 2012 Lender411.com: When are brokers required to release GFE and TIL Aug 15th 2012 more... Contacted consumers with following loan scenarios Hawaii , Home Refinance, Good Credit, Amount: $410,000, LTV 91% Yesterday Hawaii , Home Purchase, Excellent Credit, Amount: $1,040,000, LTV 83% Apr 6th 2013 Hawaii , Home Purchase, Excellent Credit, Amount: $97,500, LTV 93% Jan 3rd 2013 Hawaii , Home Refinance, Excellent Credit, Amount: $230,000, LTV 70% Nov 7th 2012 Hawaii , Home Equity, Good Credit, Amount: $0, LTV 99% Sep 22nd 2012