Jon Nalder

What can you expect? Why work with me?

1. A quote that you can count on.
We have a close on time guaranty for qualifying purchase loans.
I strive to make affordable lending solutions, in an uncertain market. I continue to build my business and credibility by extending loans that fit your financial profile. I will lock you in using the appropriate lock period to close your loan.

2. Accurate information.
I have 20 years lending experience in the Puget Sound Market. Rates change on a daily basis, lending programs and standards are changing, the current market is very volatile. It pays to work with someone who is familiar with the market, and has the experience tomatch you with a program that serves you now, and in the future. You expect accurate information, I expect the same of myself.

3. A wealth of information and perspective.
This market will challenge those that have not had to make loans in this type of environment. There are no easy answers, your circumstances are very individual, and deserve individual attention. My role is not to sell a mortgage program to you, it is to be your financial advisor. I will give you the pros and cons of each program to help you select the one that works best for you.

4. Solutions and straight answers.
I will tell you what can be done for you, and the available programs best suited to your circumstances. I have lending authority which allows me to review and approve my loans under many circumstances. I am your single point of contact from origination to closing, and after.

5. Relationship based lender.
I do not view this transaction as a one time occurrence. I am here to assist you over the lifetime of the loan for all your financial needs

6. Multiple loan options.
I can provide you loan options with many rate/fee scenarios. Financing options with no closing costs, options to buy down the interest rate, options that fit somewhere in between. I offer financing options for loans ranging from super jumbo to government loans. We are a major government lender offering FHA and VA financing for individuals with low down payment and challenged credit score criteria.

I will confirm all information in writing, please ask for a good faith estimate. I can meet in person, over the phone, or on the internet.

I look forward to assisting you with your questions.

Thank you.

Contributions to Lender411

Answered Questions Home Purchase: Jumbo loan in Idaho Feb 1st 2011 Home Purchase: Jumbo loan in Idaho Feb 1st 2011 Home Purchase: How Do I Become Pre-Qualified for a loan? Jul 6th 2010 Home Purchase: How Do I Become Pre-Qualified for a loan? Jul 6th 2010 more... Contacted consumers with following loan scenarios Idaho, Home Purchase, Excellent Credit, Amount: $112,500, LTV 98% Nov 25th 2011 Idaho, Home Purchase, Good Credit, Amount: $102,500, LTV 89% Nov 6th 2011 Idaho, Home Purchase, Good Credit, Amount: $170,000, LTV 99% Aug 30th 2011 Idaho, Home Refinance, Excellent Credit, Amount: $130,000, LTV 81% Aug 16th 2011 Idaho, Home Refinance, Good Credit, Amount: $100,000, LTV 67% Jul 20th 2011