Josh Kostelyk

Going through the process of obtaining a mortgage loan can be stressful, arduous and downright not fun. But it doesn't have to be.

I work a little different. I offer a personal touch that is lost in today's busy world. I'm not a salesman, I'm a loan originator. Most loan officers spend their time finding clients but the actual process gets put in the hands of a processor or even several processors. When I handle someone's mortgage loan I'm the loan officer, processor and the secretary. I'm the one that cares and I handle every part of the processes from the first introduction to the day the loan closes. Timing is everything in this process and making sure everything gets done when it's supposed to is key.

I want to know that my client's loan is done right and I want to be involved in every step. I'm a perfectionist. I work fast to make sure your home loan gets closed on or before the closing date and is as painless as possible. I want to put my ten plus years of knowledge to work for you and make sure you're happy. I'm always available to answer any questions and will guide you through the process, step by step, explaining all your different options along the way.

If you're in need of a home loan you've just found your best option. My service and attention to detail are unmatched in this industry. Allow me to go to work for you and secure a mortgage loan that fits your needs. I will search my network of banks and lenders and find you the absolute lowest rate with a loan fee that is unbeatable. The misinformation about mortgages is everywhere and many don't have your best interest in mind. I care and my goal is to help you get the best home loan with the very least amount of hassle. Getting a home loan is something that you will only do a handful of times in your life but the effects will last a lifetime. Trust me with your mortgage needs and I'll make sure you're happy, guaranteed.

Contributions to Lender411

Answered Questions Lender411.com: Freddie "open access" Feb 3rd 2012 Lender411.com: Can I get cash-out with a new home loan? Dec 30th 2011 Lender411.com: What would be the best way to save money when refinancing? Oct 11th 2011 more... Contacted consumers with following loan scenarios Washington, Home Refinance, Excellent Credit, Amount: $125,000, LTV 54% Apr 23rd 2012 Washington, Home Refinance, Excellent Credit, Amount: $165,000, LTV 79% Feb 11th 2012 Washington, Home Refinance, Excellent Credit, Amount: $140,000, LTV 85% Dec 24th 2011 Washington, Home Purchase, Excellent Credit, Amount: $250,000, LTV 89% Oct 20th 2011