Contact Info

Daisy N. Rubio

American Fidelity Mortgage, Inc.

T: (305) 228-0085
P: (786) 970-1691
M: (305) 302-9142
F: (305) 228-9060
8370 W.Flagler St. Ste. 145
Miami, FL 33144

Rankings

#92

in Florida

based on site contributions

Endorsements

0 endorsements

Overview
Endorsements
Reverse Mortgages
REHAB 203K

Licensed Loan Originator & Real Estate Broker

FHA - MMAP Certified
* up to 4% or $7,500 of loan amount (which ever is lesser) for closing costs or can be used for downpayment.

* up to 60% DTI with compensating factors
* credit scores as low as 600
* 203K - up to 35,000 for upgrades & repairs

* Manufactured Homes

VA - 100%
CONVENTIONAL - up to 95% LTV
SECOND HOMES
REVERSE MORTGAGES
at least 62 yrs or older - Access to Extra Income.
LOAN MODIFICATIONS
SHORT SALES

HARD EQUITY LOANS
FOREIGN NATIONALS

Call today and speak with a Mortgage Specialist!

Contributions to Lender411

Contacted consumers with following loan scenarios

Florida, Commercial, Excellent Credit, Amount: $25,000, LTV 6%	Mar 31st 2012
Florida, Commercial, Excellent Credit, Amount: $225,000, LTV 78%	Dec 20th 2011
Florida, Commercial, Excellent Credit, Amount: $25,000, LTV 8%	Sep 14th 2011
Florida, Home Refinance, Excellent Credit, Amount: $130,000, LTV 81%	Jul 13th 2011
New York, Commercial, Credit, Amount: $874,999, LTV 70%	Apr 15th 2011

Relax! Let Your Home Work For You!

Do you need to pay off debt, cover medical expenses, or help out the kids? If you're at least 62 years old a Reverse Mortgage Loan may make your life more enjoyable. From paying off credit cards and other bills, to travel and home repairs, or to increase your cash flow, you'll enjoy a new independence with a loan that is safe and secure.

Reverse Mortgages offer:

Access to Extra Income - You can pay off a current mortgage or fund many of the following:

Healthcare and prescription drug costs
Home remodeling or repair
Supplemental income for everyday living expenses
Assisting grandchildren with education expenses
Estate and financial planning
Long-term care insurance
Buying a new car or taking a vacation
… or anything else you decide you want to use it for!

All the cash benefits are tax free

No Income Qualifying Guidelines

Payment Disbursement Options

Peace of Mind

You can live in your home the rest of your life, no monthly payments are required plus your home is fully insured by HUD's Federal Housing Administration (FHA).

Call today and speak with a Reverse Mortgage Specialist

UPGRADE & REPAIRS

If a smaller scale of repairs is required the Streamline 203K is a simplified program that was developed to specifically address these needs.
With the Streamline 203K program you obtain one loan for the purchase (or refinance of an existing debt), and the amount necessary to complete the required repairs.
Advantages to the FHA Streamline 203K
Repairs are completed after closing with loan proceeds.
Great tool for REO Properties
Low down payment
One loan amount for the purchase or refinance
& the repairs
Loan fees may be financed
Mortgage is FHA insured

To learn more about the FHA Streamline 203K contact one of our loan Advisors today!