Prospect Financial Group, Inc. understands that the mortgage industry is a very mature and sophisticated marketplace where pricing and product availability can make or break a mortgage company. We realize that no longer can slick marketing practices and extensive advertising campaigns promote success in the absence of superior pricing.
We specialize in California home refinance and purchase loans. Some of the most popular loans programs that we offer include fixed-rate mortgages, adjustable-rate mortgages, FHA loans, VA loans and HARP 2.0.
Visit us at ProspectRefinance.com to request a free, no obligation quote and speak with a mortgage professional today!
Great rate on refi
Prospect Mortgage got me a great rate and were very flexible. My home appraised for more than I thought it would and they were able to lower my rate during the process. The loan took a little longer than normal to close, but the team at Prospect made sure to deliver the rate and terms that they originally promised, even though interest rates were fluctuating. I saved a ton of money on my monthly payment.
By tara.c_299_636 on March 14, 2013
Excellent Refi Process
I just completed a refi through prospect financial, I have to say the process was quick, and quite simple. Have already recommended to other friends.
By thomas_666_353 on March 9, 2013
My refinance experience
Jason Vondrak and his partner Tony Rice promptly answered all my questions throughout my refinance process. Prospect Financial did a nice job getting my home mortgage payment reduced to allow me additional flexibility paying for my kids education.Thanks,Tim Grasser
By timand_821_762 on March 7, 2013
From the many loan providers that contacted me about refinancing my home mortgage, Jason Vondrak at Prospect Financial Group offered the best rate with the best terms. Although the process took longer than I anticipated, everything went smoothly and I was very satisfied with the end result--a new mortgage interest rate that's the envy of family and friends.
By thesoc_416_347 on March 7, 2013
Jun 18, 2013
Numbers released by the Mortgage Bankers Association revealed that there has been an increase in the number of mortgage applications filed, even with the recent increase in mortgage rates. During the week ending on June 7th,...
Jun 17, 2013
With the recent increase in home values, many homeowners have been capitalizing on the lowest rates in history before it's too late by taking advantage of one or more of the following refinance options: Lose Your...
Jun 17, 2013
In January President Obama first announced the possibility of HARP 3 in his State of the Union address. With the HARP 3, borrowers who are underwater on their home loans will be able to refinance their mortgage even if their...
Jun 14, 2013
850,000 borrowers rose out of negative equity in the first quarter of 2013 according to CoreLogic. The increasing values of homes across the country can be attributed to the increase in home values. CoreLogic's chief...
Jun 13, 2013
According to Zillow's CEO Spencer Rascoff, rising mortgage rates mean it's a great time to sell you home. Many Americans are looking to buy a home, as they want to take advantage of the low mortgage rates before...
Jun 12, 2013
When homeowners are looking to save on their mortgages one of the first things they may think of would be refinancing to a lower rate. However, there are also some other ways to save on your mortgage that might not be as...
Jun 11, 2013
In a recent LendingTree study we learned that even as mortgage rates have been rising, homeowners have been purchasing homes with smaller down payment percentages. The study revealed that since May 2011, the average size of a...
Jun 10, 2013
Lender Processing Services' April Mortgage Monitor revealed that there are still approximately 9 millions Americans that are eligible to refinance their home loans with today's low rates.These homeowners are perfect...
Click here to request a free, no obligation quote and see how much you can save with a home refinance loan!