Kay Cleland

Kay Cleland, CRMS, CMC, CFL, CML, Lending Integrity Seal

NMLS# 265374, CO LMB# 100026748

My mission is to serve my customers with honesty, integrity, experience and education. My goal is to provide home loans to our clients while providing them with the most competitive interest rates and closing costs possible. My purpose it to make a positive difference and bring value to the lives of the people that I come in contact with.

My 28 years in the mortgage business includes management of sales, operations and underwriting. NAMB 2011 Board of Directors, NAMB State Trainer: CAMB 2010 President and Board of Directors. Experienced originator, processor, closer, funder, secondary, underwriter, account executive, manager and Trainer.

Military Specialist for USA Cares, Member of the Castle Rock Chamber of Commerce and the Better Business Bureau.

NMLS265374 , Company NMLS #374307, CO #100026748, Regulated by the Division of Real Estate

Contributions to Lender411

Blogs VA Loans: USA Cares Dec 31st 2011 more... Answered Questions Lender411.com: Can I get a VA Home Loan? Jan 10th 2012 Home Purchase: my credit score is 564, what the chances of me getting a … Jun 6th 2011 more... Contacted consumers with following loan scenarios Colorado, Home Purchase, Excellent Credit, Amount: $205,000, LTV 55% 2 days ago Colorado, Home Purchase, Good Credit, Amount: $250,000, LTV 71% Apr 18th 2012 Colorado, Home Purchase, Excellent Credit, Amount: $165,000, LTV 53% Apr 13th 2012 Colorado, Home Refinance, Excellent Credit, Amount: $147,500, LTV 64% Mar 23rd 2012 Colorado, Home Refinance, Excellent Credit, Amount: $210,000, LTV 68% Mar 8th 2012

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KC mortgage surpassed our expectations! They explained every step of our refinance process and all options available. They were available 24/7 for questions and responded immediately. Customer service was excellent! Perhaps best of all no surprises throughout the process. Our experience was excellent! We will be using KC mortgage for all our future mortgage needs. Indianapolis, IN ~ RON

Without doubt the best individual I have EVER worked with in the mortgage world. Her experience and education is unparalleled. She takes the time to explain things and looks out for your best interest, NOT HERS! Customer first! forget the banks...this is the person you need to be working with!~ Guest

The best of the best. You can trust Kay. Professional fast and the customer service is outstanding. Customer for ever ~ Guest

Kay is the ultimate professional and will not disappoint you with the level of customer service and commitment she offers her clients. Her attention to detail and extensive knowledge of the mortgage industry separate her from everyone else. I strongly recommend Kay for all of your real estate financing needs.~ RKenny