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Contact Info

Ken Baltes

American Security Mortgage

T: (704) 684-2117
P: (704) 579-0387
M: (704) 579-0387
F: (980) 422-0687
5850 HWY 74 West
SUITE 108
Indian Trail, NC 28079

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Let me put my experience to work for you. I have many years experience in FHA, VA, USDA, and Conventional loans. We process, underwrite, and fund loans in house--not through a third party so we have control over the entire procedure. Contact me so we can get started. Lending in NC and SC.


Contributions to Lender411
Blogs
Loan Programs: Upcoming changes in USDA financing Aug 19th 2011
First Time Buyers: pre-qualification Jun 1st 2011
Credit: Credit and income Jan 19th 2011
First Time Buyers: USDA Loans-- A great Tool for First Time Homebuyers Dec 17th 2010
more...
Answered Questions
Lender411.com: Want a VA loan, but delayed by robosigning......what to do? 9 days ago
Lender411.com: USDA loan turn around time? 21 days ago
Lender411.com: Should I refinance with my husband on the loan? Mar 5th 2012
Lender411.com: I have a credit score of 560 and am in need of a house. H… Feb 22nd 2012
Lender411.com: Where are the lenders in Charlotte nc. I want to purchase… Feb 22nd 2012
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Contacted consumers with following loan scenarios
North Carolina, Home Purchase, Excellent Credit, Amount: $267,500, LTV 99% 24 days ago
North Carolina, Home Refinance, Excellent Credit, Amount: $350,000, LTV 57% Aug 16th 2011
South Carolina, Home Purchase, Good Credit, Amount: $130,000, LTV 72% Jul 26th 2011
South Carolina, Home Purchase, Good Credit, Amount: $180,000, LTV 90% Jul 15th 2011
South Carolina, Home Purchase, Excellent Credit, Amount: $220,000, LTV 88% Jun 15th 2011
chart_bar Mortgage Rates: 9 Result(s) Found
ProductFeesRateDisPntOrgPntLnAmtMinLnAmtMaxLockIntOnlyDate
30-year-fixed $1,246.00 3.625 0.000 1.000 $65,000 $417,000 30 No May 23
30-year-fha $1,246.00 3.750 0.000 1.000 $65,000 $303,750 30 No May 23
30-year-fixed $1,246.00 3.750 0.000 1.000 $65,000 $417,000 30 No May 23
30-year-fixed $1,246.00 3.625 0.000 1.000 $65,000 $245,000 30 No May 23
30-year-fixed $1,246.00 4.125 0.000 0.500 $417,000 $1,000,000 30 No May 23
5-1-arm $1,246.00 2.500 0.000 0.500 $417,000 $1,000,000 30 No May 23
15-year-fha $1,246.00 3.125 0.000 1.000 $65,000 $417,000 30 No May 23
15-year-fixed $1,246.00 2.875 0.000 1.000 $65,000 $417,000 30 No May 23
15-year-fixed $1,246.00 3.125 0.000 1.000 $65,000 $303,000 45 No May 23
Click on the fees to see details
Upcoming changes in USDA financing
by Ken Baltes
Aug 19, 2011
Hello All,If you plan to buy a home or refinance your current USDA loan with a U.S. Department of Agriculture, or USDA, loan, you had better act soon.These loans, which are one of the few options for low-cost, no down payment...
read more...
pre-qualification
by Ken Baltes
Jun 01, 2011
Loan pre-qualification is the first step in preparing to buy your first home. It is important to pre-qualify with a reputable lender before you go out looking for homes. To get pre-qualified you should have a licensed loan...
read more...
Credit and income
by Ken Baltes
Jan 19, 2011
Having great credit is crucial to getting a mortgage with the best possible interest rate. If you are considering a home purchase in the future, it is important to have your credit pulled by a mortgage professional before you...
read more...
USDA Loans-- A great Tool for First Time Homebuyers
by Ken
Dec 17, 2010
USDA Rural Loans A USDA loan is a great tool for a first time homebuyer. It requires no down payment and no monthly mortgage insurance.A USDA loan is available in a 30 year fixed interest rate that is competitive with similar...
read more...
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