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Joel Lobb

Joel Lobb

T: (502) 905-3708
F: (502) 813-2795
107 south hurstbourne
Louisville, KY 40222

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...FHA, VA, KHC, Rural Housing. First Time Homebuyers..Office located 107 South Hurtbourne Parkway Louisville Ky 40222--Ph# 502-905-3708--I have helped over families buy homes and refinance them over the last 13 years. You can trust me for your next mortgage. Thanks for stopping by.

I have helped over 589 families buy or refinance their home over the last 13 years. You can trust me for your next mortgage loan. I deliver on what I say and I will give you honest, up-front personal attention you deserve for your home loan. I have several advantages over the big- mega banks in town. First, I can shop your loan thru different mortgage companies across the country to get you the best deal out there, whereas most banks will offer offer you there one and only deal. I have access to over 15 different mortgage companies to broker your loan thru. My rates and fees are just as good or better than local banks and you will not get lost in the shuffle like most borrowers do at the mega banks; your just not a number at our company, you are a person and we will treat you like one throughout the entire process. Free pre-approvals within 2 hours and get your loan closed within 15 days. Give us a try or let us compare what you have now. Call me locally at 502-905-3708; this is my personal cell phone and I carry it on me at all times. Free credit reports and approvals. Stop by and see my at 107 South Husrtbourne Parkway Louisville Ky 40222- or email me at kentuckyloan@gmail.com NMLS#57916


Contributions to Lender411
Blogs
FHA Loans: Foreclosures requirements for Kentucky FHA Mortgages 2012 Jan 5th 2012
Loan Programs: Kentucky Mortgage Guidelines updated 2011 Jan 19th 2011
First Time Buyers: KHC's First Mortgage Government Loan Products Oct 20th 2010
First Time Buyers: 4 Things Every Borrower Needs to Get Approved for a Mortg… Sep 27th 2010
more...
Answered Questions
Lender411.com: How can I help my chances of selling? 6 days ago
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Lender411.com: How fast can we expect to close? 13 days ago
Lender411.com: How many percentage points should lower your rate be for … 15 days ago
Lender411.com: where can I find a list of HARP certified lenders? 19 days ago
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Contacted consumers with following loan scenarios
Kentucky, Home Equity, Good Credit, Amount: $87,500, LTV 99% 28 days ago
Kentucky, Home Purchase, Good Credit, Amount: $102,500, LTV 98% Dec 8th 2011
Kentucky, Home Equity, Good Credit, Amount: $20,000, LTV 99% Oct 11th 2011
Kentucky, Home Refinance, Excellent Credit, Amount: $110,000, LTV 92% Sep 23rd 2011
Kentucky, Home Refinance, Excellent Credit, Amount: $130,000, LTV 81% Sep 10th 2011
First Time Buyer in Jefferso County Kentucky
I went with Joel because he was first to call me back and we met the same day in his office. He was nice and easy to talk to. We bought our first home in St Matthews and we could not have been happier with Joel's service for our mortgage loan. I would recommend him to give him a shot. He is laid back and will not bug you either like a lot of other loan officers and realtors.
By magnoliaky on January 26, 2012
Mortgage Loan Experience I had with Joel at Key Mortgage
I was sent to Joel by a realtor at Remax in Louisville Ky..He did a great job in getting me and my family what I thought was a really good deal. We went thru the first-time home buyer program and he got a really low rate with low closing costs.He called us back when he said he would and he kept us up to date thru the process.I would recommend him for a mortgage loan.
By homeofky on September 27, 2010
chart_bar Mortgage Rates: 5 Result(s) Found
ProductFeesRateDisPntOrgPntLnAmtMinLnAmtMaxLockIntOnlyDate
30-year-fixed $795.00 3.875 1.000 0.000 $100,000 $417,000 30 No Feb 05
20-year-fixed $795.00 3.750 1.000 0.000 $100,000 $417,000 30 No Feb 05
15-year-fixed $795.00 3.250 0.000 0.000 $100,000 $417,000 30 No Feb 05
10-year-fixed $795.00 3.250 0.000 0.000 $100,000 $417,000 30 No Feb 05
15-year-fha $795.00 3.250 0.000 0.000 $100,000 $417,000 30 No Feb 05
Click on the fees to see details
Foreclosures requirements for Kentucky FHA Mortgages 2012
by Key Financial Mortgage of Kentucky
Jan 05, 2012
Foreclosures requirements for Kentucky FHA Mortgages 2012 Foreclosures o A borrower with a foreclosure or deed-in-lieu of foreclosure within the most recent three years is ineligible for Kentucky FHA Mortgage financing.....
read more...
Kentucky Mortgage Guidelines updated 2011
by Key Financial Mortgage of Kentucky
Jan 19, 2011
Louisville Kentucky Mortgage Pressured by federal regulators to write quality loans, lenders have little choice but to follow underwriting marching orders issued in rapid succession this year by federal mortgage insurers....
read more...
KHC's First Mortgage Government Loan Products
by Key Financial Mortgage of Kentucky
Oct 20, 2010
KHC's First Mortgage Government Loan Products Federal Housing Administration (FHA) - Minimum 620 credit score required. - Financing to 96.50% of lesser of sales price or appraised value. - All KHC DAPs and other...
read more...
4 Things Every Borrower Needs to Get Approved for a Mortgage Loan In Kentucky-FHA VA KHC Conventional Mortgage
by Kentucky Loan
Sep 27, 2010
4 Things Every Borrower Needs to Get Approved for a Mortgage Loan In Kentucky-FHA VA KHC Conventional Mortgage I wish it were that easy. There are 4 basic things that a borrower needs to show a lender in order to get approved...
read more...
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