Matt Baker NMLS#190779

Who is Matt Baker? Matt Baker has 15 years of hands on experience in all aspects of the mortgage industry and is licensed by the State of Arizona, as well as California and Colorado. He started in the mortgage industry as a college intern while attending Arizona State University, learning the business in various aspects from underwriting, processing, document control and loan funding. After college graduation he went into a management program for a large national financial services company learning the internal behind the scenes workings of the mortgage business.

He built his knowledge from the ground up, learning about what happens after the mortgage closes and how rates and pricing work, and other details to help consumers get the business loan product for their particular situation. When Matt graduated from his management-training program, he came back to Arizona and started his mortgage origination career.After several years working with mortgage customers directly, Matt broadened his career working with mortgage brokers and mortgage bankers. After years of working with mortgage brokers in Arizona Matt developed his flat fee business model. He believed mortgage brokers often failed to provide customers the best value and service possible. He thought there was a better way to do business and to more fully educate the homebuyer on what they should expect during the home buying process. Complete transparency and straightforward honesty was necessary. So Matt went back to the drawing board to improve the process and better serve his customers.

Matt Baker is married and he and his wife Bonnie have a new baby daughter Madeleine. They live in the Arcadia neighborhood of Phoenix, AZ. He loves the Arizona weather, and all sports outdoors, mainly Tennis, Mountain Biking and Golf.

Mason McDuffie Mortgage and Matt Baker are a local Mortgage Banker. We are lcoated in Scottsdale, AZ. We close are own loans and control the entire lending process. This allows me to offer my one flat fee. When you live in AZ, talk to a local Arizona mortgage originator and have the local hands on service you require.

Contributions to Lender411

Blogs FHA Loans: FHA loans with a 620 FICO Jun 10th 2011 First Time Buyers: HOMEPATH loans Apr 9th 2011 FHA Loans: FHA increasing MIP means Homepath is an even better option. Apr 6th 2011 Home Purchase: HomePath v. FHA Financing Mar 18th 2011 Real Estate: Having a Good Support Team. Feb 23rd 2011 more... Answered Questions Lender411.com: im a first time home buyer should i go to my bank to try … Aug 9th 2011 Home Purchase: Underwater w/ 1st home, credit score of 740, thinking of … Jun 20th 2011 Home Purchase: WHat is an average time for closing a loan from the time … May 9th 2011 Home Purchase: Mortgage options for non-veteran with strong credit/incom… Apr 30th 2011 Home Purchase: My score is 777,my hubsands 750; I am a recent stay at ho… Apr 19th 2011 more... Contacted consumers with following loan scenarios California, Home Refinance, Excellent Credit, Amount: $530,000, LTV 71% Aug 26th 2011 California, Home Purchase, Excellent Credit, Amount: $1,340,000, LTV 76% Aug 25th 2011 California, Home Purchase, Good Credit, Amount: $410,000, LTV 89% Aug 22nd 2011 California, Home Refinance, Excellent Credit, Amount: $330,000, LTV 66% Aug 22nd 2011 California, Home Purchase, Good Credit, Amount: $700,000, LTV 72% Jun 30th 2011

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Check out my website, a series of tabs can guide you through all mortgage loan types available.  FHA, VA, Homepath are some of the low down mortgage products available today.  Click on the link and check out some of the key features to these programs.  Also, click on the Get Pre-Approved button to see what your Number is, the amount you can qualify.