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Contact Info

MEL SMITH

LENDERS GREEN

T: (800) 910-2538
P: (845) 290-3319
F: (845) 622-3601
17 NORTH PLANK RD
NEWBURGH, NY 12550

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#10

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Helping Homeowners Succeed, One Home at a Time!

I am a firm believer that, "when you do good things, good things will follow you." I appreciate my good reputation and I am determined to uphold integrity with my responsibilities. I am always available and accessible for my clients. It is extremely important that each client is educated and assisted through the entire Home Mortgage process. I work to protect my clients interest and assets for years to come!

Helping Families Obtain Financial Freedom!

As a member of the Chamber of Commerce and BNI Organization, I take pride in helping Homeowners reach their unique goals.On average, I have helped my clients save $300 a month, on their monthly payment. As an affirmation of my commitment to public service, I present my knowledge whenever you need your questions answered. I am asking you to believe. Not just in my ability to deliver a great service, I'm asking you to believe in your ability to make an informed decision.

If you would like to stay informed about Today's Rates, simply click here. If you would like to have your questions answered online, simply click here. We provide a Quick and Easy online application process without your credit being pulled, until you give expressed authorization.

Call 1-800-910-2538 to get your questions answered the right way.


Contributions to Lender411
Blogs
Reverse Mortgage: Reverse Mortgage for New Yorkers Jan 23rd 2011
Refinance: New York and Home Refinance Jan 18th 2011
Refinance: Refinancing and Credit Scores Jan 8th 2011
Refinance: Cash-In Refinance Review Oct 24th 2010
Refinance: Home Refinance with Troubled Credit Sep 2nd 2010
more...
Answered Questions
Home Purchase: what do you have to do to get an FHA mortgage? Jan 17th 2011
Refinance: Do you think mortgage rates will stay low or get lower? … Jan 18th 2011
Refinance: ARM or another 30 year? Sep 1st 2010
Home Purchase: My Husband is a vet but his credit is not very good, my c… Aug 18th 2010
Home Purchase: I recently was appoved for a FHA loan to buy a property b… Apr 20th 2010
more...
Contacted consumers with following loan scenarios
Massachusetts, Commercial, Excellent Credit, Amount: $425,000, LTV 58% 3 days ago
Maine, Commercial, Excellent Credit, Amount: $800,000, LTV 46% 25 days ago
Illinois, Commercial, Excellent Credit, Amount: $200,000, LTV 61% Dec 19th 2011
West Virginia, Commercial, Good Credit, Amount: $50,000, LTV 59% Nov 19th 2011
Alabama, Commercial, Good Credit, Amount: $650,000, LTV 66% Nov 1st 2011
Diligent and Experienced
Mel was very informative and was patient. My husband and I were unsure about refinancing but after speaking with Mel we became confident in our decision to refinance. In a time where there a lot of uncertainties you can be certain you can count on Mel. Thank you for your assistance.
By esbelleza on August 22, 2009
Lender Review
Mel Smith was excellent to work with and very knowledgeable.He gives prompt attention to any concerns or questions thatarise within the loan process. He's always available by phone, and helped us close our loanquickly. We also saved money in the process. I would strongly recommend him to family and friends.
By jet@excite.com on August 20, 2009
Reverse Mortgage for New Yorkers
by MEL SMITH--LENDER OF THE MONTH
Jan 23, 2011
It's Time to Spend Retirement on Your TermsA Reverse Mortgage is a loan that allows eligible senior homeowners age 62+ to convert a portion of their home equity into a stable source of tax-free supplemental cash flow. A...
read more...
New York and Home Refinance
by MEL SMITH--LENDER OF THE MONTH
Jan 18, 2011
People often choose to refinance their mortgage for a variety of different reasons including home repairs, medical bills, paying off school loans, etc. Many mortgage professionals advise only to take on this extra debt if it...
read more...
Refinancing and Credit Scores
by MEL SMITH--LENDER OF THE MONTH
Jan 08, 2011
Fixing your credit score A few credit points are not necessarily a huge gap to fill. Here are some ideas to help you boost your credit score in the short-term, while you're focusing on becoming more financially stable in...
read more...
Cash-In Refinance Review
by MEL SMITH--LENDER OF THE MONTH
Oct 24, 2010
With mortgage rates near historic lows, some homeowners are bringing checks to the closing table as part of the "cash-in" refinancing trend. Unlike a cash-out refinancing -- where the new mortgage is for more money than the...
read more...
Home Refinance with Troubled Credit
by MEL SMITH--LENDER OF THE MONTH
Sep 02, 2010
A home for every American' created a home rush similar to the gold rush of 18th century. It was the time when an individual could easily get the home loan. It has not remained the same any more. It has become difficult...
read more...
How does credit scores influence your Refinance?
by MEL SMITH--LENDER OF THE MONTH
Aug 30, 2010
It's cheaper to finance a home and easier to keep it. The average for 30-year fixed-rate mortgages has dropped to the lowest level in decades for the ninth time in 10 weeks. The average at 4.36 percent is down from 4.42...
read more...
Home Purchase 101- Getting Pre-Approved Fast
by MEL SMITH--LENDER OF THE MONTH
Aug 19, 2010
A pre-approval is issued by the lender and is used by the real estate agent. This pre-approval is presented to the seller when an offer is made by the borrower on the property. This letter shows the agent and seller that the...
read more...
Should You Refinance?
by MEL SMITH--LENDER OF THE MONTH
Aug 05, 2010
If you are interested in refinancing your home because of the historically low mortgage refinance rates now being offered by mortgage lenders, you need to be sure refinancing is for you before proceeding. In some cases, a...
read more...
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