T: (800) 910-2538
P: (845) 290-3319
F: (845) 622-3601
17 NORTH PLANK RD
NEWBURGH, NY 12550
Endorsements|
Helping Homeowners Succeed, One Home at a Time! I am a firm believer that, "when you do good things, good things will follow you." I appreciate my good reputation and I am determined to uphold integrity with my responsibilities. I am always available and accessible for my clients. It is extremely important that each client is educated and assisted through the entire Home Mortgage process. I work to protect my clients interest and assets for years to come! Helping Families Obtain Financial Freedom! As a member of the Chamber of Commerce and BNI Organization, I take pride in helping Homeowners reach their unique goals.On average, I have helped my clients save $300 a month, on their monthly payment. As an affirmation of my commitment to public service, I present my knowledge whenever you need your questions answered. I am asking you to believe. Not just in my ability to deliver a great service, I'm asking you to believe in your ability to make an informed decision. If you would like to stay informed about Today's Rates, simply click here. If you would like to have your questions answered online, simply click here. We provide a Quick and Easy online application process without your credit being pulled, until you give expressed authorization. Call 1-800-910-2538 to get your questions answered the right way.Diligent and Experienced
Mel was very informative and was patient. My husband and I were unsure about refinancing but after speaking with Mel we became confident in our decision to refinance. In a time where there a lot of uncertainties you can be certain you can count on Mel. Thank you for your assistance.
By
esbelleza
on August 22, 2009
Lender Review
Mel Smith was excellent to work with and very knowledgeable.He gives prompt attention to any concerns or questions thatarise within the loan process. He's always available by phone, and helped us close our loanquickly. We also saved money in the process. I would strongly recommend him to family and friends.
By
jet@excite.com
on August 20, 2009
Jan 23, 2011
It's Time to Spend Retirement on Your TermsA Reverse Mortgage is a loan that allows eligible senior homeowners age 62+ to convert a portion of their home equity into a stable source of tax-free supplemental cash flow. A...
Jan 18, 2011
People often choose to refinance their mortgage for a variety of different reasons including home repairs, medical bills, paying off school loans, etc. Many mortgage professionals advise only to take on this extra debt if it...
Jan 08, 2011
Fixing your credit score A few credit points are not necessarily a huge gap to fill. Here are some ideas to help you boost your credit score in the short-term, while you're focusing on becoming more financially stable in...
Oct 24, 2010
With mortgage rates near historic lows, some homeowners are bringing checks to the closing table as part of the "cash-in" refinancing trend. Unlike a cash-out refinancing -- where the new mortgage is for more money than the...
Sep 02, 2010
A home for every American' created a home rush similar to the gold rush of 18th century. It was the time when an individual could easily get the home loan. It has not remained the same any more. It has become difficult...
Aug 30, 2010
It's cheaper to finance a home and easier to keep it. The average for 30-year fixed-rate mortgages has dropped to the lowest level in decades for the ninth time in 10 weeks. The average at 4.36 percent is down from 4.42...
Aug 19, 2010
A pre-approval is issued by the lender and is used by the real estate agent. This pre-approval is presented to the seller when an offer is made by the borrower on the property. This letter shows the agent and seller that the...
Aug 05, 2010
If you are interested in refinancing your home because of the historically low mortgage refinance rates now being offered by mortgage lenders, you need to be sure refinancing is for you before proceeding. In some cases, a...
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