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Contact Info

Kelly Balzli

Fernbank Mortgage

T: (770) 270-4887
2191 Northlake Parkway
Suite 19
Tucker, GA 30084

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#25

in Georgia


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We pride ourselves on providing you with the best pricing in Georgia. A mortgage is often the largest investment anyone will make. Why trust someone who isn't licensed and doesn't specialize? Our loan officers are licensed originators who only service the state of Georgia. Fernbank Mortgage is local, our costs and rates are the best, and our customer service is unbeatable.


Contributions to Lender411
Blogs
Refinance: No Cost Loan Oct 5th 2010
Refinance: Term Reduction Mortgage Oct 5th 2010
Refinance: Prequalification Oct 5th 2010
Refinance: HARP Progrm Oct 4th 2010
more...
Answered Questions
Refinance: Bank has offered without solicitation to modify my homel… Jun 15th 2011
Home Purchase: 588 FICO, which FHA?? Jun 15th 2011
Home Purchase: I am in need of a conventional loan ASAP that allows a co… Feb 9th 2011
Home Purchase: 650 fico 250000 what to expect? Nov 19th 2010
Refinance: I've been offered a 4.3% 30 year with no points. Can any… Nov 19th 2010
more...
Contacted consumers with following loan scenarios
Georgia, Home Refinance, Good Credit, Amount: $90,000, LTV 73% Apr 24th 2012
Georgia, Home Refinance, Excellent Credit, Amount: $97,500, LTV 30% Jan 22nd 2012
Georgia, Home Refinance, Excellent Credit, Amount: $210,000, LTV 66% Oct 11th 2011
Georgia, Home Refinance, Excellent Credit, Amount: $130,000, LTV 76% Sep 15th 2011
Georgia, Home Refinance, Excellent Credit, Amount: $200,000, LTV 61% Aug 17th 2011
No Cost Loan
by Kelly Balzli, President
Oct 05, 2010
Why not go with a no cost loan? This is a refinance with no closing costs. The interest rate comes with a lender credit that is used to cover the closing costs. All your monthly savings are a profit from the beginning. A...
read more...
Term Reduction Mortgage
by Kelly Balzli, President
Oct 05, 2010
A great way to take advantage of these low rates is to reduce the number of years remaining on your mortgage. In some cases, a drop in interest rate will eliminate the large payment difference often seen with the lower term....
read more...
Prequalification
by Kelly Balzli, President
Oct 05, 2010
Pre-qualification starts the loan process. Once a lender has gathered information about a borrower's income and debts, a determination can be made as to how much the borrower can pay for a house. Since different loan...
read more...
HARP Progrm
by Kelly Balzli, President
Oct 04, 2010
The Obama administration launched the Home Affordable Refinance Program, also known as HARP. This program is designed to aid homeowners currently owning a mortgage where the home has a market value lower than what is owed....
read more...

Is your current interest rate high?  Do you have an adjustable rate or an interest only loan?  If so, I may be able to help.  Give me a call or just send me an email and I will take a closer look. If your home is worth less than when you bought it or you have little or no equity, you can still refinance into a low monthly rate.  Call me to see if you qualify and take advantage of the great mortgage sale.

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