Contact InfoRalph Richard Guertin
T: (954) 274-7725
F: (954) 337-2743
One Park Place 621 NW 53rd St
Suite 255
Boca Raton, FL 33487
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Ralph Richard Guertin has been one of the top Mortgage Specialists over the last DECADE in Florida. Located in South Florida for over 22 years, Ralph has a talent for finding and locking the best rates available at the time of the transaction, historically Ralph has been tops in his company closings. He attends all of his closings and is always available for any question 24/7... If the combination of Best in class customer service in combination with best rate and terms in the industry, then look no further as you have found the company and your Mortgage Specialist for LIFE.. when you only want the Best... Ralph Richard Guertin 954-274-7725
Mar 22, 2012
Well HARP 2.0 is finally rolled out to the public, Freddie Mac went live on March 12 and Fannie Mae as of March 19th. Is it running they way the Government wrote it up??? That's the million dollar question and the answer...
Feb 22, 2012
To Lock or Float, that is the question:Average 30 yr fixed rates have risen back to 4% from 3.875% for the first time in over a month. Now not a reason to panic but there is more risk than reward potential in this market and...
Feb 15, 2012
Adjustable-rate mortgages seem to be a relative bargain as compared to fixed-rate mortgages.Historically, there has been a 1% difference between fixed rate mortgages and adjustable rate mortgages.Today's average,...
Feb 08, 2012
Refinancing FAQ's If you have been considering refinancing your home it is only natural that you have questions. Here are the answers to some of the most frequently asked ones: What are the Benefits of Refinancing Your...
Feb 07, 2012
Pros of Reverse Mortgages(RM): o RM, Allows the homeowner to stay in the home o RM, Can pay off existing mortgages on the home. o RM, Simple to qualify for as there aren't any minimum credit score and generally no income...
Jan 31, 2012
Home Affordable Modification Program or HAMP is getting an extension as well. HAMP's expiration date has been extended one year, till the end of 2013, the Treasury Department announced recently. Treasury announced other...
Jan 26, 2012
Hi, I'm writing this as a continuation of yesterday's blog named Harp 2 Refinance Information. Today I wanted to explain 125% loan to value in detail, as it's a mortgage term. Basically, if your home is worth...
Jan 25, 2012
Harp 2 refinance program that is aimed to help underwater home owners over 125% loan to value and is still in the works, due to Fannie Mae and Freddie Mac updating the AUS (Automated Underwriting System) this is due to be...
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