Gary Crist

I started my career in banking back in the 80's with a small town bank in Colorado. My passion has been helping seniors retirement dreams come true with a FHA insured loan program specifically designed for those over the age of 62. The Home Equity Conversion Mortgage (HECM), more commonly known as a reverse mortgage, is helping seniors stay in their home and enjoy their retirement years. As a federally registered loan originator, I am able to serve clients in Colorado and most other states nationwide.

Eliminate Your Monthly Mortgage Payment With A Reverse Mortgage

Pay off your loans by using a reverse mortgage to tap into the equity in your home. No monthly mortgage payment is required.*

HOW DOES IT WORK?

If you are 62 years of age or older and have equity in your home, a reverse mortgage may turn that equity into cash. You can use the money to repay your mortgage loans, then take any remaining funds as a lump sum, a line of credit, paid monthly or any combination thereof. Unlike a traditional mortgage, no repayment is required until the home is sold or the owner permanently moves out or passes away.*

IT'S EASY TO GET STARTED

o No income qualification

o Minimal credit qualifications - credit score is not a factor

o Minimal upfront cost - most closing costs can be financed using loan proceeds

Best of all, the proceeds are tax-free and you retain title to your home.

The Reverse Mortgage can be completed in as fast as 30 days. To receive more information about this program and its benefits, please visit http://reversemortgagefhaprogram.com/ OR contact me directly at 888-546-9927

* There are some circumstances that will cause the loan to mature and the balance to become due and payable. Borrower is still responsible for paying property taxes and insurance. Credit is subject to age and property qualifications. Program rates, fees, terms and conditions are not available in all states and subject to change.

First Choice Bank, LLC is an equal housing lender

Contributions to Lender411

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