Rich Constantine

Rich Constantine brings 14 years of lending experience to Home Savings of America. Why deal with brokers when you can directly access a savings and loan's low rates and low fees?

I know that each customer has specific needs, so here at Home Savings, I strive every day to meet those specific needs with genuine service and superior individual attention. I pride myself in giving you the mortgage information, loan options and convenient assistance you're looking for.

With a variety of loan programs and an established, federally chartered platform supporting us, we will find the loan that best suits your needs, at a very competitive rate and low fees. We offer conforming, non-conforming and Government loan programs such as FHA, & VA including loans lending up to 105% of the property value.

Let me guide you through the home buying or refinancing process, and provide you with the best service available. It's no wonder we are Celebrating 75 years of growth and continued success!

Your bank. Our privilege.
Celebrating 75 years and still growing!

Contributions to Lender411

Blogs Credit: FICO Booster! Rapid Re-score! Feb 19th 2011 FHA Loans: FHA Rule Change! Alert! Feb 18th 2011 First Time Buyers: Found Your Dream Home! Feb 16th 2011 FHA Loans: Kiss High Payments Goodbye! Feb 16th 2011 Reverse Mortgage: Reverse Mortgage Options Feb 7th 2011 more... Answered Questions Refinance: ANy lender still doing HELOCs any more? What is LTV requ… Mar 22nd 2011 Refinance: Contract Mortgage Processor Mar 22nd 2011 Home Purchase: What is a good average down payment there days? for the b… Mar 22nd 2011 Refinance: do you help people with poor credit? Mar 20th 2011 Home Purchase: how would it work for parents to buy a 2nd home for thems… Mar 21st 2011 more... Contacted consumers with following loan scenarios Indiana, Home Purchase, Excellent Credit, Amount: $171,999, LTV 80% Mar 22nd 2011 Alaska, Home Purchase, Excellent Credit, Amount: $315,999, LTV 80% Mar 20th 2011 California, Home Refinance, Excellent Credit, Amount: $264,999, LTV 65% Mar 18th 2011 Oregon, Home Purchase, Good Credit, Amount: $194,749, LTV 95% Mar 16th 2011 Utah, Home Refinance, Excellent Credit, Amount: $177,499, LTV 72% Mar 14th 2011