Randy Free

<Randy Free has been helping families and investors achieve their residential and investment real estate goals for more than five years. Randy's knowledge and expertise enables him to structure mortgages in ways that ensure that the financing is in alignment with the client's overall financial goals. Randy brings a personal approach to the loan process and keeps his clients informed at every step. He offers excellent communication and attention to detail, and is closely involved throughout the loan process to ensure that the transaction runs as smoothly as possible.

Prior to his career in the mortgage industry, Randy owned and operated a thriving small business for more than 20 years that helped other small business owners. Randy studied finance and marketing at University of Oregon from 1989 to 1992.

Randy lives with his wife and three daughters in Eugene, Oregon.>

Contributions to Lender411

Blogs Home Purchase: FANNIE MAE'S HOMEPATH PROGRAM HIGHLIGHTS Feb 18th 2012 Mortgage Trends: Timing is everything Feb 18th 2012 First Time Buyers: 3% Conventional or 3.5% government FHA loan? Dec 19th 2011 more... Answered Questions Lender411.com: Home classification for refinance Apr 10th 2012 Lender411.com: What is the first step in getting a home loan? Apr 10th 2012 Lender411.com: I'm thinking of buying a home (1st time). Is a DTI ratio … Apr 9th 2012 Lender411.com: Any alternatives to HARP 2 for folks with perfect credit … Apr 9th 2012 Lender411.com: I'd debt to income (DTI) a requirement in the new HARP 2.0? Apr 1st 2012 more... Contacted consumers with following loan scenarios Oregon, Home Refinance, Excellent Credit, Amount: $190,000, LTV 90% Apr 10th 2012 Oregon, Home Purchase, Good Credit, Amount: $167,500, LTV 96% Feb 20th 2012 Oregon, Home Purchase, Excellent Credit, Amount: $152,500, LTV 98% Dec 25th 2011 Oregon, Home Purchase, Good Credit, Amount: $162,500, LTV 98% Nov 26th 2011 Oregon, Home Purchase, Good Credit, Amount: $220,000, LTV 88% Sep 18th 2011