RYAN HOFFMAN

I have worked in the mortgage industry as a Senior Mortgage Consultant for the past 3 years utilizing Conventional, FHA, VA, JUMBO, and USDA loan programs as well as non-conforming loan products. I live in Mechanicsburg, PA. Where I have lived for 18 years. I was born in New Brunswick, NJ and raised in Central Pennsylvania Area. My office is located in Mechanicsburg, PA. I am able to Lend 49 of 50 states. I do not lend in Maryland.

All loan officers like the loans that require little to no effort to process and get loans approved. I actually enjoy working with borrowers whose loans may take some time, effort and experience to get approved and welcome all applications. I specialize in doing Refinances and working with 1st time home buyers. I appreciate the opportunity to guide and educate 1st time buyers / borrower through the entire process from the application process, to qualifying, and finally to the closing table.

I have Dedicated Loan Processors, Underwriters and use a Premier Closing Company. This combination allows me to provide the best possible service with the lowest rates in the industry. I will provide you with my cell phone number, for your convenience to get answers when you need them. I look forward to meeting your Financing Needs and helping you to reach your Financial Goals!

**All rates , programs and guidelines are quoted as of the current day in which the quote is given. We are in an extremely volatile market where mortgage rates can change for the better or worse over the course of the day and over a period of weeks rates can increase and decrease even more so. If you have a certain realistic rate in mind or certain rate/fee structure, please feel free to contact me and I will gladly notify you when that rate is available**

Contributions to Lender411

Contacted consumers with following loan scenarios Pennsylvania, Commercial, Excellent Credit, Amount: $475,000, LTV 81% Apr 13th 2012 Pennsylvania, Commercial, Excellent Credit, Amount: $200,000, LTV 95% Mar 28th 2012 Pennsylvania, Commercial, Good Credit, Amount: $550,000, LTV 44% Feb 27th 2012 Pennsylvania, Commercial, Poor Credit, Amount: $25,000, LTV 5% Feb 6th 2012 Pennsylvania, Commercial, Excellent Credit, Amount: $225,000, LTV 55% Feb 1st 2012